Tuesday, July 6, 2010

This Week in Credit Card News -- Forbes

This Week in Credit Card News

Interchange Fee Regulations: Who Wins, Who Loses?

The financial overhaul bill passed in the House and is expected to pass in the Senate after the July 4th recess. The interchange fee for debit cards is one of the major elements of the bill. The only clear winners are merchants and retailers. The bill will hurt banks and possibly harm consumers. [LowCards.com]

Visa Can Take Credit for This Sly Debit Card Bill in California and Other States
As interchange fee regulations are debated in Congress, they are also under discussion and in several state legislatures and lobbying is intense. Visa is orchestrating a lobbying effort in California and other states considering legislation that would prevent merchants from charging fees when customers use debit cards. If California lawmakers want to save consumers money, they could also tackle credit and debit card fees such as limiting banks from charging fees when people use automatic teller machines. But that would take years of study and hearings. [Sacramento Bee]

<<Read More>>

ZDNet Asks: Is Apple Covering Up iPhone Problem?

Did Apple know about its signal strength reporting issue all along?
A couple of days ago Apple sent an open letter to iPhone 4 owners. The letter was in response to earlier reports of iPhone users having reception issues when holding the iPhone 4 the wrong way.

Mint.com to Become a Bank

Mint LogoImage via Wikipedia
Mint.com will offer true-blue banking services by year-end.

Aaron Patzer, the company's founder and CEO, has told The Wall Street Journal that he "expects the site will enable setting up savings accounts and money transfers by the end of this year."

To do so, The Wall Street Journal says Mint.com "hopes to add by the end of the year" bank status that for its users "will actually allow for the real transfer of money, rather than the hypothetical" transfer of funds simulated in the new Mint Goals application, according to a WSJ video. (below)

<<Read more at BankInnovation.net>>

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Use of PIN Debit Grew 13% with Average Ticket of $41

Debit usage remains strong despite downturn

Debit card usage in the US is expected to continue to grow strongly this year with improved merchant acceptance helping to drive low value transactions.

A survey of issuing institutions sponsored by PULSE, an ATM and debit network owned by Discover Financial Services, showed debit transaction volume had increased 10 percent.

The use of PIN debit grew 13 percent with an average ticket size of $41

Signature debit transactions increased nine percent with an average transaction value of $35.

Read More at VRL News

NY Times: Hotels Home to Credit Card Hackers

Image from Credit Cards dot com

Credit Card Hackers Visit Hotels All Too Often

HERE’S something that the struggling hotel sector prefers not to spotlight: it is a favorite target of hackers.

A study released this year by SpiderLabs, a part of the data-security consulting company Trustwave, found that 38 percent of the credit card hacking cases last year involved the hotel industry.

The sector was well ahead of the financial services industry (19 percent), retailing (14.2 percent), and restaurants and bars (13 percent)

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Comodo Wants Clarification on Qualsys SSL Marketplace Study

Comodo urges Qualys and Ivan Ristic, director of engineering at the security research firm to clarify his recent statements made during a webcast and reported by eSecurity Planet.com regarding Qualys upcoming marketplace study on SSL deployments and their shortcomings.  On June 30th I mentioned that Slashdot posted a story stating that a new study by Qualsys determined that:

22 Million SSL Certificates In Use Are Invalid

(from Slashdot at 29-6-2010)

While SSL certs are widely used on the Internet today, a new study from Qualys, set to be officially released at Black Hat in July, is going to show some shocking statistics.

Among the findings in the study is that only 3% of SSL certs in use were actually properly configured.

Quoting: '"So we have about 22 million SSL servers with certificates that are completely invalid because they do not match the domain name on which they reside," Ivan Ristic, director of engineering at Qualys, said.... 
read more»

Read more: http://pindebit.blogspot.com/2010/06/22-million-ssl-certificates-invalid.html#ixzz0subdIJhE

Based on Mr. Ristic’s published comments, Comodo believes that the study will overestimate the number of SSL certificates and incorrectly state the number of those SSL certificates that are invalid because they do not match the domain name on which they reside.

"The methodology of the study is unclear and the paper, once published, could misrepresent the true SSL market and industry, judged by the statements made to the public already", according to Melih Abdulhayoglu, chief executive officer of Comodo.

Ristic’s assertion that "only 23 million of the sites were actually running SSL", is a great miscalculation because commercial Certificate Authorities have sold a substantially fewer than 23 million certificates, according to Comodo.

The claim that 22 out of 23 million of SSL servers with certificates in use today are not configured correctly is also a distortion. "Stating that nearly 97 percent of certificates are invalid because they don’t match the domain name is simply incorrect – the majority of those SSL certificates were never acquired for that domain name." Abdulhayoglu said.

For example, a webhost may host 100 domain names on a single IP address. Of those, just three sites are SSL enabled, while the other 97 are not. Qualys study would suggest that there are 100 SSL enabled sites with 97 domains misconfigured due to mismatch of the domain name. Yet, only three domains at that IP address are actually configured for the SSL certificate, while the remaining 97 are not configured for SSL at all.

Comodo believes this over-reporting of 'misconfigured' sites would be a disservice to the general public, could damage the reputations of ISPs, webhosts and Certificate Authorities, and ultimately, could have a detrimental effect on e-commerce.

"Ivan Ristic is an experienced security researcher and is held in high regard by all at Comodo" Abdulhayoglu continued, "but these interim figures paint an inaccurrate picture of SSL deployment because they are not properly clarified. We urge him to review these figures before publishing or presenting this to an informed audience."

Comodo has published its latest marketshare findings on http://www.whichssl.com , and has also released an SSL Analyzer tool currently in Beta, available at https://sslanalyzer.comodoca.com/. These resources are free to the public and help organizations and individuals evaluate their SSL certificates and verify its configuration in order to comply with PCI requirements.

About Comodo

Comodo is a leading brand in Internet security. With US Headquarters in New Jersey and global resources in UK, China, India, Ukraine, and Romania, Comodo provides businesses and consumers worldwide with security and trust services, including digital certificates, PCI scanning, desktop security, and remote PC support. Securing online transactions for over 200,000 businesses, and with more than 25 million desktop security software installations, including an award-winning firewall and antivirus software, Comodo is Creating Trust Online®. For more information, visit Comodo's website.

Source: Company press release.
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Western Union to Release Second Quarter Results on July 27, 2010

http://westernunion.comENGLEWOOD, Colo.--(BUSINESS WIRE)--The Western Union Company (NYSE:WU) announced today that it will host a webcast and conference call to discuss second quarter results on July 27, 2010 at 8:30 a.m. Eastern Time. A press release highlighting the financial results will be issued at approximately 7:30 a.m. Eastern Time that same day.
The webcast and slide presentation will be available at http://ir.westernunion.com/investor. Registration for the event is required, so please register at least five minutes prior to the scheduled start time.
To listen to the conference call via telephone, dial 866-770-7146 (U.S.) or +1-617-213-8068 (outside the U.S.) ten minutes prior to the start of the call. The pass code is 95512056.
A replay of the call will be available approximately two hours after the call ends through August 3, 2010, at 888-286-8010 (U.S.) or +1-617-801-6888 (outside the U.S.). The pass code is 52949326. A webcast replay will be available at http://ir.westernunion.com/investor.
About Western Union
The Western Union Company (NYSE:WU) is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Custom House branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, as well as send payments and purchase money orders. The Western Union, Vigo and Orlandi Valuta branded services are offered through a combined network of more than 420,000 agent locations in 200 countries and territories. In 2009, The Western Union Company completed 196 million consumer-to-consumer transactions worldwide, moving $71 billion of principal between consumers, and 415 million business payments. For more information, visit www.westernunion.com.

European Payments Council Publishes Mobile Payment/Sepa Whitepaper

EPC explores m-payment and Sepa

According to Finextra, The European Payments Council (EPC) has published a white paper on mobile payments and the single euro payments area (Sepa).  

Read the white paper here: Download the document now727.7 kb (PDF File)

ZeuS Online Banking Trojan Targets Russian Online Banking Systems

Last Friday I posted that malware was targeting online banking in the UK.  This week it's Russia...

According to Softpedia:

Security researchers have come accross a new ZBOT sample which targets several online banking systems in Russia. The variant was generated with a very old version of the ZeuS toolkit.  ZeuS is a one of the most widespread and active developed crimeware toolkits. The program is so popular because it makes it easy for even attackers with limited technical expertise to generate their own custom trojans, along with associated Command and Control server.

The malware generated by the ZeuS toolkit is usually referred to as ZBOT (ZeuS Bot), because it acts as a botnet client receiving instructions from a server. ZBOT is actually a computer trojan with information and online banking credential stealing capabilities.  <<read more:>>

To review, on Friday it's the UK banks, and here on Tuesday it's the Russian financial institutions.  So no matter what day of the week, sounds like online banking is...well weak, in general, which is why it is being targeted.  What do hackers and water have in common?  They both take the path of least resistance.

Security experts have discovered two new pieces of malware, specifically targeting UK bank customers.
By Jennifer Scott, 1 Jul 2010 at 15:05

Two new pieces of malware have been discovered that are intentionally aiming themselves at UK banking customers.
Security company Trusteer found the malicious programs, which are said to “fly under the radar” of anti-virus software to steal online banking logins in order to commit fraud.
Silon.var2 has been found on one in every 500 computers in the UK – compared to one in 20,000 in the US – and Agent.DBJP was found on one in 5,000 – compared to one in 60,000 across the Atlantic.
The company has also discovered two new Zeus botnets aimed at UK consumers, which have only been found on UK machines and only target UK-based banks.

Read more: http://pindebit.blogspot.com/2010/07/malware-targets-uk-online-banking.html#ixzz0sukme3ra

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PriceGrabber(R) Announces Android(TM) Platform Application

This application allows shoppers to scan barcodes, read product reviews and make purchases from their mobile device(1)

LOS ANGELES, July 6 /PRNewswire/ --PriceGrabber®, a part of Experian, is pleased to announce the availability of PriceGrabber's free(2) Android™ application, available for download from the Android™ Market.
"At PriceGrabber, we are dedicated to providing consumers with a comprehensive shopping experience anytime, anywhere and are excited to introduce our new mobile application for Android™ users," said Laura Conrad, president of PriceGrabber. "Now, even more consumers can take advantage of the on-the-go, easy access to millions of products available on PriceGrabber."
"We are continually innovating in response to new developments in the mobile technology space, in order to provide consumers with the best set of smart shopping tools and information," said Barbary Brunner, chief marketing officer at PriceGrabber. "It's really exciting to see the amazing ways PriceGrabber customers are using our mobile technology to educate themselves and optimize their shopping experience."
With PriceGrabber's Android™ application, consumers can:
  • Scan barcodes:  Scan any product with a bar code and the PriceGrabber app will search its extensive product catalog for the best price from thousands of retailers.

  • Search, browse and compare products:  Search by product name, UPC, manufacturer's part number, most popular items and more.

  • Read product and expert reviews:  Read unbiased product reviews from millions of users and experts.

  • Receive the BottomLinePrice®:  Calculate a product's BottomLinePrice® that includes shipping and taxes through the GPS in the mobile device or manually entering a postal code.

  • Buy:  Click directly on the merchant's Website to make a purchase.

  • Get the best deal:  Find the best deal in PriceGrabber's extensive product catalog with prices that update throughout the day.

  • Create a "favorites list":  Save products of interest and come back at another time.

  • Access the Gift Shaker: Receive gift suggestions based on category and price.

Follow PriceGrabber on Twitter @PriceGrabber.
About PriceGrabber.com

PriceGrabber.com, a part of Experian, is a leading online shopping site with more than 23 million unique shoppers monthly. At PriceGrabber.com, savvy shoppers can instantly find and compare millions of unique products and services across 25 categories with more than 11,000 merchants. Compare products side by side to find the right retailers at the best prices within popular categories, such as Digital Cameras, Electronics, Computers, Clothing, Books, TVs and more. PriceGrabber.com provides shoppers with the right product from the right merchant at the best price anytime, anywhere. Visit us athttp://www.pricegrabber.com.  
About Experian
Experian® is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit riskprevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2010, was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UKCosta Mesa, California; and São Paulo, Brazil.
For more information, visit http://www.experianplc.com.
Experian and the Experian marks used herein are service marks or registered trademarks of Experian Information Solutions, Inc. Other product and company names mentioned herein are the property of their respective owners.
(1) Android is a trademark of Google Inc. Use of this trademark is subject to Google Permissions.
(2) As with any mobile application, carrier data charges may apply.
SOURCE PriceGrabber

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FreedomPay Announces Real Time Availability of “Level 4” Data in Electronic Transactions

Additional transaction detail captured at the point-of-sale provides intelligent business information to drive real business objectives

RADNOR, Pa.--(BUSINESS WIRE)--FreedomPay, the US market leader of intelligent transaction management solutions, today announced that FreeWay™, the most powerful, flexible, scalable transaction and payment gateway available, now includes “Level 4” Data providing unparalleled visibility into the transactions that power global business. Level 4 Data goes beyond currently-available transaction data and provides intelligent business information to analyze the real business drivers behind every transaction.
“Never before has business had such a need to gain as much visibility as possible into the transaction details that dictate profitability. That’s the promise of Level 4 Data and the basis of our excitement in offering this advancement to businesses.”
Level 4 data builds on the progression of the payments industry, which began with simple payment data (“Level 1”), escalated to merchant and tax information (“Level 2”) and then advanced to rudimentary item and shipping detail (“Level 3”). Level 4 Data now provides the detail that is the most critical to the real business drivers in an increasingly sophisticated and demanding business environment.
Level 4 Data includes specific details about the product sold, such as manufacturer, make, model, model year, part number, serial number, stock keeping unit (SKU), promotional or loyalty rewards, and other critical information. This detailed level of data allows companies to precisely identify the specific products, promotions, and loyalty programs that are driving sales increases; track service enhancements for preventative maintenance programs; analyze field service and repair efforts; plan for changes in inventory demand; and evaluate supply and demand chain analytics to the individual part number. The data can then be leveraged in planning efforts to focus on those initiatives and product lines that are fueling the most significant return on investment (ROI).
Sam Bellamy, Chief Operating Officer of FreedomPay says, “Level 4 Data from FreedomPay transforms a purchase from a simple payment transaction to intelligent business information that may be analyzed, measured, monitored and leveraged to increase sales, improve efficiencies, reduce costs and drive real ROI to the bottom line.”
Every time a business interacts with a customer, Level 4 Data is available. Now it can be captured and used as a strategic management tool through FreeWay™, a highly customizable gateway that seamlessly connects with other enterprise data sources, such as (Enterprise Resource Planning (ERP) systems, Dealer Management Systems (DMS), point-of-sale (POS) systems, vending and payment terminals. The Level 4 Data may be off-ramped to any number of proprietary or third-party rules-based processing systems for payment settlement, data warehousing, and business intelligence.
Bellamy concluded, “Never before has business had such a need to gain as much visibility as possible into the transaction details that dictate profitability. That’s the promise of Level 4 Data and the basis of our excitement in offering this advancement to businesses.”
About FreedomPay
FreedomPay offers a single gateway for payment and transaction solution to companies. The Software as a Service (SAAS) FreeWay, the world’s first and most flexible gateway, joins all areas of payment and transaction management into a single, easy-to-use interface and reporting system.
For over a decade, FreedomPay has offered end-to-end payment and transaction solutions ranging from POS hardware, service kiosks, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services.
FreedomPay provides customers in retailing, healthcare, manufacturing, higher education, government and non-profits with a PCI compliant and end-to-end-encrypted single solution for intelligent payment and transaction management.
FreedomPay is an authorized partner of Sharp, NCR, HID and FirstData and is proudly supported by Blue Run Ventures, Clarium Capital Management, Core Capital Partners and Goldman Sachs.
Visit us online at www.freedompay.com.



Tara Keller

Marketing Manager




Gregory FCA

Joe Crivelli

Senior Vice President


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Bank of America Merrill Lynch Appoints EMEA Chief Risk Officer

http://www.bankofamerica.comBank of America Merrill Lynch is the marketing name for the global banking and global markets businesses of Bank of America Corporation

LONDON--(BUSINESS WIRE)--Bank of America Merrill Lynch today announced the appointment of David Oman as Chief Risk Officer (CRO) for Europe, the Middle East and Africa (EMEA) effective early October. Based in London, Oman will report to Marisa Harney, head of International Risk Strategy Development.
“David’s background and wealth of experience broadens the capabilities of our international risk management team and make him a great fit. I am delighted that he is joining our company.”
Working alongside EMEA leadership, Oman will be responsible for leading the company’s risk strategy in the region. He will also act as the main liaison with the Financial Services Authority and other regional regulators. Oman will sit on the EMEA Executive Committee. Additionally, his will oversee counterparty risk and will report to Bruce Thompson, CRO at Bank of America, in this capacity.
“As we strengthen our international risk strategy, it is critical that we have strong regional leadership,” said Thompson. “David’s background and wealth of experience broadens the capabilities of our international risk management team and make him a great fit. I am delighted that he is joining our company.”
Oman joins Bank of America Merrill Lynch from UBS, where he most recently served as European Chief Risk Officer and global head of Counterparty Credit Risk.
The current EMEA CRO, Price Sloan, will remain in this role until later this year when he will relocate from London to New York to assume the role of International Operational Risk executive.
Bank of America
Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company's corporate and investment banking, and sales and trading businesses operate under the Bank of America Merrill Lynch brand. Bank of America Merrill Lynch focuses on middle-market and large corporations, institutional investors, financial institutions and government entities. It provides innovative services in M&A, equity and debt capital raising, lending, trading, risk management, research, and liquidity and payments management. Bank of America Merrill Lynch serves clients in more than 150 countries and has relationships with 99 percent of the U.S. Fortune 500 companies and nearly 96 percent of the Fortune Global 500.
Bank of America Merrill Lynch is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, Banc of America Securities LLC and Merrill Lynch, Pierce, Fenner & Smith Incorporated, which are both registered broker-dealers and members of FINRA and SIPC, and, in other jurisdictions, locally registered entities. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured * May Lose Value * Are Not Bank Guaranteed.


Reporters May Contact:

Vicky Garrod, Bank of America Merrill Lynch, +44 (0)20 7995 4437


South Korea Smart Cards Shipment to Grow 6.2 Percent; Frost & Sullivan Expects 49.6 Million Shipped Units in 2010

SEOUL, South KoreaJuly 6 /PRNewswire/ -- South Korea's smart cards unit shipment is expected to rise 6.2 percent in 2010, rebounding from last year's slump in demand. By the close of 2010, an estimated 49.6 million units are expected to be shipped, up from 46.7 million in 2009.
Frost & Sullivan industry analyst Navin Rajendra expects shipment growth rates to continue rising till 2015 given the nation's appetite for newer and better technology.
New analysis from Frost & Sullivan (http://www.smartcards.frost.com), South Korea Smart Cards Market, forecasts the market to grow at a CAGR (compound annual growth rate) of 5.6 percent (2009-2015), capping the year 2015 at 7.1 percent year-on-year growth and total smart card shipments of 68.7 million units.
If you are interested in more information about this study, then send an e-mail to Sarah Lourdes at sarah.lourdes@frost.com, with your full name, company name, title, telephone number, company e-mail address, company website and country.
"Despite being one of the most advanced and saturated smart card markets in Asia -- besides Japan -- and indeed, the world, the country's affinity towards faster and more accurate means of processing is expected to sustain the demand for smart cards as new, multi applications are embedded," Rajendra says.
He attributes the country's progressive ICT consumption and growth in smart card applications, in no small part, to the government's support and ambition for technological sophistication.
South Korea's EMV (Europay MasterCard Visa) mandate was passed in 2005, and again, in 2008. All banking cards issued today are EMV-compliant chip-based cards; majority on a contactless interface. The banking sector is the biggest user of smart cards accounting for 40 percent (18.7 million units) of the total shipment in 2009.
The transit project was also initiated by the government, in 2003. In 2009, pure transit application accounted for 19 percent (8.9 million) of cards shipped.
Rajendra notes that many of the multi-purpose transit cards in use in South Korea -- although not included in the 8.9 million -- also store e-purse (either debit or credit), online functionality and ticketing capabilities. "The Korean government also allows purchases made on transit cards to be used for individual tax declaration purposes," he adds.
"Pure government applications have to date been limited to e-passports, military ID and government employee ID for some agencies. In 2011, smart card-based government IDs will become mandatory for all government departments, thus driving uptake of cards for government and multi applications further," he says, adding that the national ID project as yet to be implemented.
SIM application is the second largest smart card usage at 33 percent (15.4 million) of card shipments in 2009. Although South Korea's mobile penetration stands at close to 99 percent (2009), Rajendra believes that convergence is the next big thing which is expected to keep smart card SIM shipments in demand.
"Like in neighbouring Japan and Taiwan where mobile services are mature, the mobile phone is seen as the most appropriate form factor for convergence," he says. "3G and 4G phones are hugely popular in South Korea and telcos are already trialing pilot projects to enable NFC (Near Field Communication) and contactless payments."
With contactless payments underway, Rajendra reckons that it is only a matter of time before the mobile phone becomes a commonplace device for financial transactions.
"The introduction of new tools for mobile applications would necessitate higher capacity SIM from the standard 128kb and 144kb currently used in the country," he concludes, adding that SIM capacity upgrades every three years are the norm in South Korea.
The South Korea Smart Cards Market study is part of the Smart Cards Growth Partnership Service program, which also includes research in the following markets: Asia-Pacific smart card integrated circuit (IC) on different form factors and best practices for contactless convergence. All research services included in subscriptions provide detailed market opportunities and industry trends that have been evaluated following extensive interviews with market participants.
Frost & Sullivan, the Growth Partnership Company, enables clients to accelerate growth and achieve best-in-class positions in growth, innovation and leadership. The company's Growth Partnership Service provides the CEO and the CEO's Growth Team with disciplined research and best-practice models to drive the generation, evaluation, and implementation of powerful growth strategies. Frost & Sullivan leverages over 45 years of experience in partnering with Global 1000 companies, emerging businesses and the investment community from 40 offices on six continents. To join our Growth Partnership, please visithttp://www.frost.com

FIS Announces Private Offering of $1.2 Billion of Senior Notes

http://www.fisglobal.comJACKSONVILLE, Fla.--(BUSINESS WIRE)--Fidelity National Information Services, Inc. (“FIS”) (NYSE:FIS), one of the world’s largest providers of banking and payments technology, today announced that it plans to privately offer $1.2 billion aggregate principal amount of senior notes (the “Notes”). FIS may issue the Notes in one or more tranches with maturity dates of between 7 to 10 years. FIS intends to use the net proceeds of the Notes, together with borrowings under a combination of a new Term Loan B, incremental Term Loan A, revolving credit facility and accounts receivable facility, (1) to repurchase shares of common stock, (2) to repay in full the outstanding amount under, and terminate, the credit facility assumed in connection with the acquisition of Metavante Technologies, Inc. and (3) to pay fees and expenses.
The offerings of the Notes will be made only to qualified institutional buyers in accordance with Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”), and to certain non-U.S. persons in accordance with Regulation S under the Securities Act. The Notes will not be registered under the Securities Act and may not be offered or sold without registration unless pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and all applicable state laws. This press release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of the Notes in any state in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state.


Fidelity National Information Services, Inc.

Marcia Danzeisen, 904.854.5083

Senior Vice President

FIS Global Marketing and Corporate Communications



Mary Waggoner, 904.854.3282

Senior Vice President

FIS Investor Relations

Permalink: http://www.businesswire.com/news/home/20100706005478/en/FIS-Announces-Private-Offering-1.2-Billion-Senior

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