Wednesday, August 31, 2011

Isis Investment Just Talk Until Product Launches, Consultant Says

ROAM Data Secure Swipers Distributed with Intuit GoPayment in Verizon Retail Stores

Intuit/Verizon Partnership brings ROAM Data’s secure encrypted alternative to Square to 2300 retail stores
BOSTON--(BUSINESS WIRE)--ROAM Data, the leading mCommerce platform provider that extends both physical POS and eCommerce to the mobile environment, announced today that its ROAMpay swipe product, being distributed by its partner Intuit, is now available in Verizon Wireless’s 2,300 retail stores.
“Our merchant services partners are armed with the most cost effective, secure mobile readers on the market today, which we can white label for them, and maintain the highest level of security for them.”
“We are proud to support partners like Intuit, who is innovatively packaging our reader with their merchant services in-a-box and distributing it in retail outlets like Verizon Wireless.” said Rob Stringer, VP of Marketing and Products at ROAM Data, “Our merchant services partners are armed with the most cost effective, secure mobile readers on the market today, which we can white label for them, and maintain the highest level of security for them.”
ROAM Data is the #1 provider of encrypted mobile card readers in the world and supplies solutions for companies like Intuit, North American Bankcard, Sage Payments, NPC, Total Merchant Services, and others. ROAM also provides a full turnkey mobile card acceptance solution from peripheral to app to provisioning and support portal that can be white labeled for its partners. It also has a set of tools for developers to build secure POS apps and mobile checkout apps of their own. ROAM won the Electronic Transaction Association’s 2010 Technology Innovation Award.
About ROAM
ROAM Data is the leading mCommerce platform provider that extends both physical Point of Sales (POS) and eCommerce to the mobile environment. It provides patented mCommerce software-as-a-service, payment peripherals, and a platform of development tools that enable scalable mobile commerce applications to help merchants win customer spend and loyalty.
Examples of ROAM applications include ROAMpay, that turns merchants’ mobile devices into secure POS terminals to accept payment anywhere; ROAMoffers and ROAMwallet, that enables merchants to deliver compelling offers to their consumers’ cell phones that can be conveniently and securely acted upon. ROAM also provides a set of tools (APIs, SDK, IDE) for developers to build their own mobile POS or eCommerce apps on ROAM’s platform. Visit us at


Rob Stringer, 857-254-2411

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Turkcell and Huawei Select NXP Technology to Launch First NFC-Enabled Smartphone in Turkey

SOURCE: NXP Semiconductors
August 30, 2011 05:00 ET
T20 Smartphone Brings 'Mobile Wallet' to Turkish Consumers
EINDHOVEN, NETHERLANDS--(Marketwire - Aug 30, 2011) - NXP Semiconductors N.V. (NASDAQ:NXPI) today announced that Turkcell (NYSETKC) (ISETCELL), the leading communications and technology company in Turkey, has selected the PN544 near field communication (NFC) radio chip for Turkcell's recently launched T20 smartphone. The T20 handset, manufactured by Huawei, is one of the world's first commercially available low-cost Android NFC-enabled smartphones. This NFC-enabled mobile phone will allow consumers to perform a variety of secure contactless transactions from convenient payments, data sharing, public transport, event ticketing and access control, while providing a secure, flexible and interoperable canvass to create the next experience in mobile-on-the-go.
The Turkcell T20 is already pre-loaded with Turkcell Cep-T Cüzdan, a mobile wallet service from Turkcell developed by Turkcell Technology on Gingerbread 2.3.3 OS. Via the NFC-enabled phone, consumers can transform their physical wallet into a mobile one and provide an easy-to-use and secure mobile transaction environment for all the daily needs of Turkcell's subscribers. Cep-T Cüzdan subscribers can also benefit from the discovery screen in the UI that allows them to know which cards they can include in their mobile wallet.
Offering secure data storage, payment and transaction, the T20 handset uses a secure element in the SIM card, which is connected to NXP's NFC chip, PN544, via the single wire protocol (SWP). The resulting NFC solution enables secure wireless two-way communication between the T20 Smartphone and other phones, terminals or readers. NXP provides a fully compliant end-to-end NFC platform for handset manufacturers and operators enabling next-generation NFC devices and services. Complementing the secure NFC solutions, NXP offers a complete open source software stack for NFC which is fully integrated and validated on the Gingerbread Android™ platform.
"NFC technology is instrumental in helping us to achieve our ambition of increasing the penetration of mobile contactless innovations in the Turkish market," said Cenk Bayrakdar, Chief New Technology Business Officer, Turkcell. "Working with NXP, we were able to build a feature-rich, interactive and flexible mobile wallet solution through the open source Android platform. This is our first commercial smartphone developed on Gingerbread 2.3.3 OS and we are extremely pleased to be first to market with this innovation in Turkey."
"NFC offers a truly exciting technology that will enhance every aspect of the mobile experience for consumers. Working with NXP, we are able to quickly bring to market the latest NFC-enabled handsets and mobile devices on a global scale while maintaining low implementation and development costs," said Anıl Öztekin, Turkcell sales director, Huawei Turkey Terminal Department.
"NXP co-invented NFC with the aim of putting the mobile phone at the center of the consumer's world -- the launch of the T20 is a significant achievement and truly supports our ambition to enable more and more NFC-based services around the world," said Jeff Miles, vice president, mobile transactions, NXP Semiconductors. "We have created secure NFC solutions that can support a variety of mobile wallet applications to help mobile handset manufacturers, banks, retailers and network operators offer new services to diversify their business and provide added value to customers."
NXP has demonstrated that customers can now build secure NFC-enabled mobile wallets using an embedded secure element, secure element in the SIM, or micro-SD based secure element. The company offers secure and flexible solutions for all configurations and use cases.
About Turkcell
Turkcell is the leading communications and technology company in Turkey with 34.1 million subscribers and a market share of approximately 54% as of June 30, 2011 (Source: Operator's announcements and excluding the impact of the change in prepaid churn periods in Q2 2011). Turkcell is a leading regional player, with market leadership in five of the nine countries in which it operates with its approximately 61.7 million subscribers as of June 30, 2011. The company covers approximately 85% of the Turkish population through its 3G and 99.07% through its 2G technology supported network. It has become one of the first among the global operators to have implemented HSDPA+ and achieved a 42.2 Mbps speed using the HSPA multi carrier solution. Turkcell reported a TRY2.3 billion (US$1.5 billion) net revenue with total assets of TRY15.5 billion (US$9.5 billion) as of June 30, 2011. It has been listed on the NYSE and the ISE since July 2000, and is the only NYSE-listed company in Turkey. Read more at
About Huawei
Huawei Device is a global leader in providing smart devices that connect you with the world, simply. Huawei Device partners with 500 operators, including the world's top 50 operators, across 140 countries. Huawei's products and solutions have been deployed in over 100 countries and support the communications needs of one third of the world's population. The company is committed to providing innovative and customized products, services and solutions to create long-term value and growth potential for its customers.
About NXP Semiconductors
NXP Semiconductors N.V. (NASDAQNXPI) provides High Performance Mixed Signal and Standard Product solutions that leverage its leading RF, Analog, Power Management, Interface, Security and Digital Processing expertise. These innovations are used in a wide range of automotive, identification, wireless infrastructure, lighting, industrial, mobile, consumer and computing applications. A global semiconductor company with operations in more than 25 countries, NXP posted revenue of $4.4 billion in 2010. For more information visit

SmartMetric to Seek Injunctive Relief Against Visa & MasterCard

SmartMetric, Inc. Seeks a Preliminary and a Permanent Injunction Against Each Defendant, Prohibiting Each of Them From Further Infringement of the '464 Patent
BAY HARBOR, FL--(Marketwire - Aug 29, 2011) - SmartMetric, Inc. (OTCBBSMME) CEO & President C. Hendrick today announced SmartMetric will be filing suit against Visa and MasterCard for Patent infringement of its U. S. PATENT 6,792,464
Details of the Patent infringement alleged by SmartMetric will be detailed in its complaint and information provided by the company to the market.
About the SmartMetric:The SmartMetric, Biometric Card Computer provides powerful computing with large memory capacity in a revolutionary size that has taken more than 10 years of research and development. Using the latest in sub micro technology electronics, the company has achieved a level of miniaturization that allows it to release a solution of portable computing power that combined with SmartMetric's biometric fingerprint in-card scanning technology, is so revolutionary it will change the way business is done and information is handled across a broad range of industries.

Mitek Systems to Ring The NASDAQ Stock Market Closing Bell on Sept. 7th

SAN DIEGOAug. 31, 2011 /PRNewswire/ -- Mitek Systems, Inc. (NASDAQ: MITK,, the leader in mobile-imaging solutions, said today that President and CEO James DeBello will ring the closing bell at The NASDAQ Stock Market in Times Square inNew York on Wednesday, Sept. 7, and will speak the following day, Thursday, Sept 8 at the William Blair & Company's 5th Annual Emerging Growth Stock Conference.
DeBello is scheduled to present at the Blair Conference at the Intercontinental New York Barclay Hotel at 8:00 a.m. EDT onSept. 8. A live webcast of the presentation will be available online from the investor relations page of the Company's corporate website at After the live webcast, the presentation will be archived on the company's website.
Mitek's Mobile Deposit® is the leading mobile Remote Deposit Capture (RDC) application that allows users to deposit checks anywhere, anytime, simply by snapping photos of their paper checks with their camera-equipped smartphones.  The app, offered by six of the top 10 retail banks in the U.S., and more than 80 banks, credit unions, brokerages and payment facilitators in all, eliminates consumers' trips to bank branches or ATMs to deposit checks.  
Another Mitek innovation for mobile payments is Mobile Photo Bill Pay™, an application that also takes advantage of smartphone cameras and the company's patented image-analysis and data-extraction processes to enable customers to pay bills via their banking accounts.
The company continues to offer more products for the financial services industry as banks, credit unions and others experience the economies of using smartphone or tablet cameras as handheld scanning devices for remote capture of a wide range of documents.
About Mitek Systems
Over the past 25 years, Mitek Systems has established its technology as the 'gold standard' for check imaging and fraud detection.  Today, the company's patented extractive imaging technology transforms camera-equipped smartphones and tablets into mini document scanners with the ability to intelligently extract relevant data from a multitude of document types and formats.  That information can then be imported into a company's business processes and systems – powering a new generation of mobilized applications and consumer services to simplify peoples' lives and create unique competitive advantages for the companies that market to them.  
Mitek's mobile technology is now being used by most leading financial institutions for mobile check deposit.  
Building on its success with financial services organizations, Mitek is now working with other industries to utilize its patented extractive imaging technology to create unique solutions where consumers can take pictures of their banking, insurance or healthcare documents or statements and with a single snap automatically complete transactions, enroll in new services or receive competitive offers by using their online smartphone or tablet cameras.  
For more information about Mitek Systems, contact the company at 858-503-7810 or visit
Bud Leedom
Finance Director
858.503.7810 x309
SOURCE Mitek Systems, Inc.

MasterCard Hosting an Investment Community Meeting on September 15th

MasterCard Incorporated to Host Investment Community Meeting

PURCHASE, N.Y.--(BUSINESS WIRE)--MasterCard Incorporated (NYSE: MA) today announced that it will host an investment community meeting on September 15, 2011. Members of MasterCard’s senior management team will provide updates on the company’s operational, business and product initiatives. A live webcast of the meeting beginning at 8:30 a.m. ET will be available on the Investor Relations section of the company’s website at A replay will be available approximately one day later, and will be available for 30 days.
About MasterCard Incorporated
MasterCard is a global payments and technology company. It operates the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and more efficient for everyone. Learn more at


MasterCard Incorporated
Investor Relations
Greg Boosin, 914-249-4565
Media Relations
Chris Monteiro, 914-249-5826

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Bank of America Launches New Cash Rewards Program for Consumers and Small Businesses

Customer Rewards Increased Up to 3 Percent

CHARLOTTE, N.C.--(BUSINESS WIRE)--Bank of America today announced that it is launching new BankAmericard Cash Rewards™ and Cash Rewards for Business MasterCard®credit cards that reward customers with up to 3 percent cash back on certain purchases.
“Customers have told us they want to get rewarded for what they use their cards for the most, such as gas and groceries, and office supplies for small business customers,” said Consumer Banking Products Executive Susan Faulkner. “We have developed a solution that sets us apart from the competition by giving customers more value in the spending categories that matter most to them.”In addition, the BankAmericard Cash Rewards card includes a 10 percent bonus when customers deposit their cash rewards into their Bank of America® checking or savings account. Both cards have no expiration on rewards.
The new BankAmericard Cash Rewards credit card includes:
  • One percent cash back on all purchases.
  • Two percent cash back on grocery store purchases.
  • Three percent on gas station purchases.
  • Customers earn the 2 percent and 3 percent cash back on gas and grocery purchases up to the first $1,500 per quarter. After that, they continue to earn 1 percent on purchases.
The new Cash Rewards for Business MasterCard credit card offers:
  • One percent on all purchases.
  • Two percent on all restaurant purchases.
  • Three percent on office supply store, gas station and computer network service purchases.
  • No cap on purchase categories.
“These improvements demonstrate that Bank of America is responding to what our customers want by providing easy-to-use, clear and straightforward solutions that they value,” said Laurie Readhead, Retail Banking executive. “This new program gives customers a simple way to earn additional cash back by giving us more of their business.”
Information about rates and fees and applications for the new cards are available now on and in all Bank of America banking centers nationwide.
Bank of America
Bank of America is one of the world's largest financial institutions, serving individual consumers, small- and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 58 million consumer and small business relationships with approximately 5,700 retail banking offices and approximately 17,800 ATMs and award-winning online banking with 30 million active users. Bank of America is among the world's leading wealth management companies and is a global leader in corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business owners through a suite of innovative, easy-to-use online products and services. The company serves clients through operations in more than 40 countries. Bank of America Corporation stock (NYSE: BAC) is a component of the Dow Jones Industrial Average and is listed on the New York Stock Exchange.

Green Dot to Present at the Goldman Sachs Financial Technology Conference

MONROVIA, Calif.--(BUSINESS WIRE)--Green Dot Corporation (NYSE: GDOT) announced today that the Company will be participating at the Goldman Sachs Financial Technology Conference on Tuesday, September 13, 2011. Presenting from the Company will be Steve Streit, chairman and chief executive officer, and John Keatley, chief financial officer. The presentation will begin at 10:35 am ET.
Investors and interested parties may listen to the live webcast of this presentation by visiting the Company’s investor relations website at at the appropriate time. A replay of the presentation will also be available for 30 days.
About Green Dot
Green Dot is a leading prepaid financial services company providing simple, low-cost and convenient money management solutions to a broad base of U.S. consumers. Green Dot also owns and operates the Green Dot Network, a leading prepaid card reloading network in the United States. Consumers can access the Green Dot Network and use it for a wide variety of transactions, including cash loading onto prepaid cards and adding funds to a PayPal account through MoneyPak®. Green Dot sells its cards and offers reload services nationwide at approximately 50,000 retail stores, including Walmart, Walgreens, CVS, Rite Aid, 7-Eleven, Kroger, Kmart, Meijer, and Radio Shack, which provide consumers convenient access to its products and services. Green Dot's products include Green Dot MasterCard® and Visa® branded prepaid debit cards and the Green Dot MoneyPak®. Green Dot is headquartered in the greater Los Angeles area. For more details, visit and

Rewards Programs in the U.S. Financial Services Market - Understand Consumer Usage of Rewards Programs for Financial Services

DUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of the "Rewards Programs in the U.S. Financial Services Market" report to their offering.
Research IssuesThis new study examines consumer usage of and reaction to reward programs for financial services such as credit cards, debit cards, and checking accounts. Relationship and balanced-based rewards, as well as the overall impact of rewards on customer loyalty are evaluated. The research involved a United States Internet Survey with 1,000 consumers age 18 or older.
Reward programs are well established as a key marketing strategy. However, with economic pressures some providers are finding it necessary to scale back reward programs. To what extent have consumers recognized this decline in reward value? Are rewards losing their luster as a marketing strategy?
Since the introduction of frequent flyer points and Discover's cash rebate, reward credit cards have proliferated. More recently, reward programs are being associated with debit card marketing efforts. Cobranded credit and debit cards offer their users discounts or rewards at their partnering organizations. A number of providers have established integrated programs which link credit and debit card reward programs. Some have moved to relationship programs which reward consumers for the breadth and depth of their financial relationship. Discounts on other banking services, such as a lower loan rate, can also be earned.
But even with the almost frenetic pace of activity, questions still loom around the objectives and costs of these programs. In the current environment, should providers be seeking acquisition, retention or revenue through reward programs? Consumers may be confused regarding various aspects of the programs. Some consumers may have even dropped out or are silent participants who have forgotten signing up for reward programs.
Providers need to address these issues, as well as others as they move forward with rewards marketing programs. Developing an understanding of consumer perceptions, attitudes and expectations, as well as behavior patterns, will assist providers in optimizing the effectiveness of their reward marketing programs.


Research and Markets
Laura Wood, Senior Manager,
U.S. Fax: 646-607-1907
Fax (outside U.S.): +353-1-481-1716

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