Friday, November 4, 2011

MasterCard's Ajay Banga Sets Aside $500 Million for Price Fixing Suit


During the company's earnings conference call, MasterCard CEO Ajaypal Banga updated the status of the price-fixing class-action suit pending against MasterCard and Visa
While there has been progress with the individual merchant plaintiffs, that is not the case with class plaintiffs who have made a “significantly higher demand, which are unacceptable to MasterCard.”
However, “based on developments in the mediation process, "MasterCard has extrapolated an estimate of a reasonably possible loss of at least $500 million if there is a negotiated settlement with all plaintiffs.”

Did You See This Cool Technology? Death to Keyboards & Monitors: the OmniTouch




OmniTouch: Wearable Multitouch Interaction Everywhere

Today’s mobile computers provide omnipresent access to information, creation and communication facilities. It is undeniable that they have forever changed the way we work, play and interact. However, mobile interaction is far from solved. Diminutive screens and buttons mar the user experience, and otherwise prevent us from realizing their full potential.
We explored and prototyped a powerful alternative approach to mobile interaction that uses a body-worn projection/sensing system to capitalize on the tremendous surface area the real world provides. For example, the surface area of one hand alone exceeds that of typical smart phone. Tables are often an order of magnitude larger than a tablet computer. If we could appropriate these ad hoc surfaces in an on-demand way, we could retain all of the benefits of mobility while simultaneously expanding the interactive capability. However, turning everyday surfaces into interactive platforms requires sophisticated hardware and sensing. Further, to be truly mobile, systems must either fit in the pocket or be wearable.
We present OmniTouch, a novel wearable system that enables graphical, interactive, multitouch input on arbitrary, everyday surfaces. Our shoulder-worn implementation allows users to manipulate interfaces projected onto the environment (e.g., walls, tables), held objects (e.g., notepads, books), and their own bodies (e.g., hands, lap). A key contribution is our depth-driven template matching and clustering approach to multitouch finger tracking. This enables on-the-go interactive capabilities, with no calibration, training or instrumentation of the environment or the user, creating an always-available interface.
I completed this work while I was at Microsoft Research in Redmond, WA. 

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US Card Fraud Disproportionately High Last Year


Posted on 4th Nov 2011 Gemalto Blog by 

As cited in a previous blog post, The Nilson Report has released its annual fraud figures, and they are a bit unsettling.
The United States now accounts for 47 percent of global card fraud even though it generates only 27 percent of the total volume of purchase transactions.

Some specific numbers: payment fraud losses in the United States were 3.56 billion dollars last year.  Of that, issuers absorbed 60 percent of that amount, while merchants absorbed the other 40 percent.

Why does the US have such a disproportionate percentage of fraud? 

Nilson Report publisher David Robertson cited more secure EMVchip technology in an interview with Reuters: “We have a disproportionate percentage of the global total, and a considerable part of that is because we have an old infrastructure. The US will account for a steadily rising share of the global total until it embraces chip-based card security.”

The facts back up Robertson’s opinion. 

The UK Cards Association recently released the UK’s fraud numbers, announcing that card fraud is at an eleven year low.  This makes sense, as the UK was one of the first countries to adopt chip-based EMV payments cards (although still behind their Gallic cousins). 

They were first introduced in 2003, and fraud has fallen every year since.

Both pieces of fraud news provide even more of an impetus for the United States to move to EMV chip cards.  With Visa’s recently announced plans to accelerate the migration to EMV chip technologyand the adoption of mobile payments, this process is expected to start soon.

Rapid adoption of EMV in the US will most certainly decrease this country’s share of worldwide fraud. Fraudsters would seek to steal from easier targets, such as e-commerce sites. And since the US is home to the largest web merchants in the world, I wouldn’t be surprised if these merchants started using EMV to secure online payments as well. So, with two birds, one stone.

What about you, do you think we’ve reached the tipping point? Is it only a matter of time before chip banking cards are the norm in the U.S.?

Contact 

The Zacks Analyst Blog Highlights: Bank of America, JPMorgan Chase, Wells Fargo & Co., Visa and Mastercard


CHICAGO, Nov. 3, 2011 /PRNewswire/ -- Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include Bank of America Corp. (NYSE: BAC),JPMorgan Chase & Co. (NYSE: JPM), Wells Fargo & Co. (NYSE: WFC), Visa Inc. (NYSE: V) and Mastercard Incorporated(NYSE: MA).

Get the most recent insight from Zacks Equity Research with the free Profit from the Pros newsletter: http://at.zacks.com/?id=5513
Here are highlights from Wednesday's Analyst Blog:
BofA Calls Off Debit-Card Fee
Bank of America Corp. (NYSE: BAC) has called off its plan to charge a $5 monthly fee on debit card purchases on Tuesday, but only after a hostile response from consumers and lawmakers nationwide. The company was under pressure to drop debit card fee as some of its rival companies including JPMorgan Chase & Co. (NYSE: JPM) and Wells Fargo & Co. (NYSE: WFC) already took similar actions.
Debit card fees became an industry trend last month after banks started suffering from revenue losses due to the imposition of the debit interchange fee (proposed by the Durbin Amendment) effective October 1. The new federal rules restricted banks' ability to charge merchants whenever a card is swiped.
Consequently, BofA and its peers were gearing up to charge its debit card users, so as to recoup some of their revenue losses. BofA's debit card usage fees would have been applicable to basic accounts starting January 2012.
BofA, the nation's second largest bank by assets, supposedly took this move in response to customer feedback and the changing competitive marketplace.
Now that the mega banks are taking a step back, many other U.S. banks are mulling over calling off debit card fees plans.
What Are Interchange Fees?
For every swipe of a debit card, the related bank charges a fee to the retailer. The bank then shares the amount with its card partners such as Visa Inc. (NYSE: V) and Mastercard Incorporated (NYSE: MA). This charged amount is called interchange fees. On average, banks charge a retailer 44 cents per swipe as interchange fee.
Extent of Revenue Loss
Since October 1, the debit interchange fee provision has capped interchange fees for big banks (with assets of $10 billion or more) at 21 cents per transaction. This represents a decrease of about 52% from the previous average, draining out huge revenues from the industry.
According to the data compiled by Bloomberg Government, the limits on interchange feesmay cut the annual revenues of large U.S. banks by about $8 billion.
The Aim
The Fed's proposal to slash interchange fees was a desperate move to stop large banks from earning super-normal profits. This attempt was backed by the noble intention of infusing this money into the market through consumers, thereby increasing consumption and ultimately fueling economic growth.
In Conclusion
We believe that the main purpose of slashing interchange fees would have been defeated with the imposition of debit card usage fees by banks as the cycle of cost shift would have eventually fallen on consumers' shoulders. A balancing act was much needed to benefit both financial institutions and consumers.
And just when these banks started to have it their way, an outcry from consumers and lawmakers echoed right across the nation. The banks have bowed to the pressures of the people, but whether they will be able to deal with the interchange fees profitably remains to be seen. There must be other ways to recover revenue loss. The sooner U.S. banks figure those out, the better.
Want more from Zacks Equity Research? Subscribe to the free Profit from the Pros newsletter: http://at.zacks.com/?id=5515.

Veritec Awarded New Patent From Republic of South Africa - Improving Highly Secure Two-dimensional Bar Codes


GOLDEN VALLEY, Minn., Nov. 4, 2011 /PRNewswire/ -- Veritec, Inc. (OTC –VRTC) today announced that it has been awarded a patent from the Republic of South Africa Patent Office.  This patent improves the Veritec VeriCode® and VSCode® two-dimensional Matrix Symbology codes by changing the code structure to more accurately locate cells and adding an algorithm that better corrects for image skew. These improvements will double the accuracy of imaging and decoding marginal codes.

Republic of South Africa Patent No.: WO 2009/097137 A1 – TWO-DIMENSIONAL SYMBOL AND METHOD FOR READING SAME. Veritec's patent demonstrates the ability to improve the quality of reading Veritec's proprietary two-dimensional codes in conditions where other two-dimensional codes would be difficult or impossible to read. Veritec's proprietary two-dimensional codes, VeriCode® and VSCode® hold more data using less space, up to 4,450 bytes of data, have adjustable error correction, read in any rotation with up to 60 degrees of skew, and are highly secure.
Tom Look, Chief Technology Officer of Veritec states, "For applications that need a robust, highly secured two-dimensional code, there are no better offerings in the market than the VeriCode® and VSCode® available from Veritec."
Veritec's two-dimensional codes are being used for product inventory, product secure identification and product manufacturing automation, on mobile phones and financial cards to conduct secure financial transactions, as marketing tools on mobile phones for coupons, ticketing, and gift cards, for Biometric identification cards and many more practical and highly secure projects. Veritec knows the two-dimensional code market and has the resources to develop unique businesses with partners around the world that benefit from Veritec expertise.
Van Tran, Executive Chair of Veritec states, "We are all proud at Veritec to add this important patent to the portfolio of Intellectual Property held by Veritec. Veritec continues to aggressively build our Company surrounded by our two dimensional bar code technologies and mobile communications that will be the corner stone of secure identification and financial transactions while reducing complexity and costs." Van Tran further states, "We are presently working with several strategic, in country partners, to expand our market to that great region of Africa."
ABOUT VERITEC, INC.
Founded in 1982, Veritec offers a patented line of encoding and decoding software products that utilize the 2-D Matrix Symbology™, which allows users to create, apply, store, or transmit unique identifiers directly on the products or to an electronic device in the form of a coded matrix symbol, which enables automated manufacturing control, as well as identification, tracking, and collection of data via cameras, mobile phones, readers and scanners. The collected data can then be stored in the 2-D barcode available for contemporaneous verification or other user-definable purposes. Veritec's 2-D Matrix Symbologies, the VeriCode® and VSCodes®, with its incredible robustness, security features, and large data storage capacity, have proven to be the technology of choice for products tracking, identification, and verification in many automated industries. Veritec technologies are also applicable in the Secure Bio-ID Cards to provide positive identification via biometric markers such as fingerprints, or pictures. Veritec's Licensed Mobile Banking Software products have recently been introduced to the banking industries via Stored-Value Debit Cards. In the mobile phone industry, Veritec has patented the "PhoneCodes™" products that allow an individual using the Internet or mobile phones to purchase, send, or receive a gift certificate, ticket, coupon, receipt or transfer money.

J.P. Morgan Recognizes Commercial Card Clients for Industry Leadership

Image representing Business Wire as depicted i...Image via CrunchBase
Commercial Card Award Winners Include Coca-Cola Refreshments, ING Insurance U.S., Marriott International, Memorial Sloan-Kettering, P.F. Chang’s and Zep Inc.
NEW YORK--(BUSINESS WIRE)--J.P. Morgan’s Commercial Card Solutions unit today announced that it has recognized a number of its clients for industry leadership. Among the clients to receive its 2011 J.P. Morgan Commercial Card Award are Coca-Cola Refreshments, ING Insurance U.S., Marriott International, Memorial Sloan-Kettering, P.F. Chang’s and Zep Inc. The awards were distributed at J.P. Morgan’s annual Payment Solutions Client Conference, an event attended by hundreds of corporate, public sector and higher education financial professionals.
“J.P. Morgan is in the fifth year of its awards program, designed to recognize clients who demonstrate leadership in the development of payables programs utilizing J.P. Morgan solutions”
“J.P. Morgan is in the fifth year of its awards program, designed to recognize clients who demonstrate leadership in the development of payables programs utilizing J.P. Morgan solutions,” said Andy Pilkington, Global Commercial Card Head, J.P. Morgan. “We applaud the individuals for their commitment to excellence and for driving their organizations toward more efficient financial processes.”
Among the award winners:
  • 2011 Lifetime Achievement Award went to Marriott International for its history of notable program achievements. Marriott, which doubled its card volume in less than five years, has achieved strong year-over-year utilization rates for its U.S. and UK purchasing cards. In addition, Marriott has a substantial corporate travel card program and will soon expand its programs to include Canadian purchasing and travel cards as well as European purchasing cards.
  • 2011 Commercial Card Best Practices Award went to P.F. Chang’s for applying best practices to help drive the growth of their card program. Their program demonstrates a variety of best practices, including mandates that all new vendors accept cards, use of current card data to better negotiate with vendors, requirements for manager-level review and approval of transactions, and continual reviews and updates of card limits to encourage approved spend. Moreover, a recent expansion services engagement grew the program significantly in less than two years.
  • 2011 Commercial Card Expansion Award went to ING Insurance U.S. for applying expansion services methodology to successfully add a new card product to their existing program. ING Insurance U.S. employed J.P. Morgan Expansion Services for a single-use account campaign to identify and recruit 245 suppliers worth $18 million in spend for its program. The company also implemented a new corporate travel program.
  • 2011 Commercial Card Strategic Partnership Award went to Zep Inc. for implementing multiple products and services across its business to fulfill diverse payables strategies. Zep has purchasing card programs in the United States and Canada, a single-use account program in the United States, and recently implemented a corporate travel card program.
  • 2011 Order-to-Pay Expertise Award went to Coca-Cola Refreshments (CCR) for improving both the effectiveness and efficiency of its overall payables processes. The cornerstone of this improvement has been the rapid increase of electronically received invoices through an aggressive supplier enrollment program. When CCR began using Order-to-Pay in 2007, the goal was to reduce paper invoices and payment processing by 80% over six years and maximize discount and rebate opportunities. With help from J.P. Morgan’s Supplier Enrollment team, CCR reached and exceeded that goal last year, two years ahead of plan. Today 89% of CCR’s invoices are received electronically in some way from suppliers.
  • 2011 Order-to-Pay Strategic Partnership Award went to Memorial Sloan-Kettering Cancer Center (MSKCC) for implementing multiple products and services across its business to fulfill diverse payables strategies. The Accounts Payable department has more than doubled its invoice volume since implementation without adding staff.
About J.P. Morgan Commercial Card Solutions
J.P. Morgan has offered commercial card solutions for more than 25 years. The Bank currently serves more than five thousand public and private sector clients and more than six million cardholders. According to The Nilson Report, J.P. Morgan is the leading issuer of Visa/MasterCard commercial and purchasing cards in terms of dollar volume. J.P. Morgan offers the world’s most widely accepted card with coverage at more than 31 million outlets worldwide.

Mobile Payments: USA Market Analysis


DUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of the "Mobile Payments: USA Market Analysis" report to their offering.

Payments have been evolving for thousands of years. From the age-old bartering system, to cash, to check to electronic forms of payments, people have found innovative and more efficient ways to make a payment. This evolution has resulted in a significant shift in the current mix of consumer payments: from primarily paper-based (cash or check) to increasingly electronic (e.g. credit, debit and pre-paid) payment methods. The rate of change and the movement to electronic payments has been accelerated by the explosive growth of payments being made in non face-to-face transactions.
Billed as the future of banking, the value of financial transactions carried out through mobile phones has been pegged at $245 billion worldwide by 2014. At the same time, the number of users carrying out transactions using mobile money is expected to total 340 million by 2014, equivalent to 5% of existing mobile subscribers across the globe.
This report evaluates mobile banking solutions, mobile banking SWOT analysis, Google Wallet SWOT analysis, competition between e-wallet solutions, and provides an analysis of the opportunities and market for mobile payments in the United States.
Keywords: Mobile Payments, Mobile Commerce, Mobile Payments in US, Mobile Payments in United States, Mobile Payments USA Market
Companies Mentioned:
  • AT&T
  • American Express
  • Android
  • Apple
  • Bango
  • BankAmericard
  • Cellebrum
  • Citibank
  • CYBS
  • Discover
  • Durbin
  • eServGlobal
  • First data
  • GCash
  • Google
  • Google Wallet
  • ISIS wallet
  • Master card
  • Mcheck
  • mGinger
  • Mobiqa
  • Monitise
  • MPesa
  • Nordea
  • NTT DoCoMo Inc

New Zealand Mobile Payment Market Forecast: Gross Transaction Value to Rise to $2.4 Billion in 2015


DUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of IE Market Research Corp.'s new report "3Q.2011 New Zealand Mobile Payment Market Forecast 2009 - 2015: Gross transaction value of mobile payments in New Zealand to rise to $2.4 billion in 2015" to their offering.

“3Q.2011 New Zealand Mobile Payment Market Forecast 2009 - 2015: Gross transaction value of mobile payments in New Zealand to rise to $2.4 billion in 2015”
New Zealand Mobile Payment Market Forecast provides a comprehensive forecast of New Zealand's mobile payment market. We cover annual forecasts of mobile payment users; mobile payment transactions by technology (such as NFC, SMS, WAP, USSD); and mobile payment transactions by type of purchase (such as merchandise, digital products, ticketing, mobile money transfers, bill payments, and pre-paid top-ups). The report is based on Global Consumer Telecommunications Survey-- which covers 50,000 mobile users in 50 markets globally and is the most extensive country-specific forecasts of its kind.
This report will be useful to:
  • Strategists and analysts at mobile phone operators and banks/credit card companies responsible for mobile payment strategy development and business analytics
  • Developers of mobile payment systems at handset manufacturers
  • Device manufacturers in all areas of the telecommunications market that need strategy recommendations on key trends in the global mobile payment industry
  • Financial analysts and portfolio managers covering firms in the mobile payment market
  • Consultants advising their clients on mobile payment markets
  • Researchers who need to gain a better understanding of the global mobile payment market
Key Topics Covered:
Series Covered in this Country Forecast, 2009 - 2015
Mobile Payment Users (millions)
Mobile Payment Transactions by Technology (millions)
Mobile Payment Transactions by User Case (millions)
Gross Transaction Value for Mobile Payments by User Case ($ millions)
Average Transaction Size of Mobile Payments by User Case ($)

AuthenTec Reports Q3 2011 Financial Results


Record Quarterly Revenue Drives Profitability and Positive Net Cash Flow

MELBOURNE, Fla.--(BUSINESS WIRE)--AuthenTec (NASDAQ:AUTH), a leading provider of mobile and network security, today reported financial results for the third quarter ended September 30, 2011.
Highlights:
  • Third quarter revenue increased 19 percent sequentially to $19.3 million
  • Smart Sensor revenue grew 6 percent sequentially and 98 percent year over year
  • Embedded Security revenue grew 49 percent sequentially and 75 percent year over year
  • GAAP net income of $0.2 million and non-GAAP net income of $1.7 million, or 4 cents non-GAAP EPS
  • Achieved positive net cash flow during the quarter
AuthenTec achieved record revenue of $19.3 million for the third quarter of 2011, which was above the Company’s guidance of $18.2 million to $19.2 million. Third quarter revenue was comprised of $12.0 million from Smart Sensor Solutions and $7.3 million from Embedded Security Solutions. This compares to revenue of $16.2 million in the second quarter of 2011, which consisted of $11.3 million from the Smart Sensor segment and $4.9 million from Embedded Security, and total revenue of $10.2 million in the third quarter of 2010, which consisted of $6.1 million from Smart Sensor and $4.1 million from Embedded Security.

Italy Mobile Payment Market Forecast Gross Transaction Value to Rise to $38.7 Billion in 2015


DUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of IE Market Research Corp.'s new report "3Q.2011 Italy Mobile Payment Market Forecast 2009 - 2015: Gross transaction value of mobile payments in Italy to rise to $38.7 billion in 2015" to their offering.

“3Q.2011 Italy Mobile Payment Market Forecast 2009 - 2015: Gross transaction value of mobile payments in Italy to rise to $38.7 billion in 2015”
Italy Mobile Payment Market Forecast provides a comprehensive forecast of Italy's mobile payment market. We cover annual forecasts of mobile payment users; mobile payment transactions by technology (such as NFC, SMS, WAP, USSD); and mobile payment transactions by type of purchase (such as merchandise, digital products, ticketing, mobile money transfers, bill payments, and pre-paid top-ups). The report is based on Global Consumer Telecommunications Survey -- which covers 50,000 mobile users in 50 markets globally and is the most extensive country-specific forecasts of its kind.
This report will be useful to:
  • Strategists and analysts at mobile phone operators and banks/credit card companies responsible for mobile payment strategy development and business analytics
  • Developers of mobile payment systems at handset manufacturers
  • Device manufacturers in all areas of the telecommunications market that need strategy recommendations on key trends in the global mobile payment industry
  • Financial analysts and portfolio managers covering firms in the mobile payment market
  • Consultants advising their clients on mobile payment markets
  • Researchers who need to gain a better understanding of the global mobile payment market
Key Topics Covered:
Series Covered in this Country Forecast, 2009 - 2015
Mobile Payment Users (millions)
Mobile Payment Transactions by Technology (millions)
Mobile Payment Transactions by User Case (millions)
Gross Transaction Value for Mobile Payments by User Case ($ millions)
Average Transaction Size of Mobile Payments by User Case ($)

Fiserv to Speak at the 2011 Citi Financial Technology Conference


Citi Financial Technology Conference 2011

BROOKFIELD, Wis.--(BUSINESS WIRE)--Fiserv, Inc. (NASDAQ: FISV), a leading global provider of financial services technology solutions, announced today that its Executive Vice President and Chief Financial Officer, Thomas Hirsch, will present at the 2011 Citi Financial Technology Conference in Boston, Mass. on Tuesday, November 8, 2011 at 9:40 p.m. EST.
The format of the presentation will be an analyst-led discussion with Hirsch followed by a question and answer session. A live Webcast and archived replay of the discussion can be accessed on the Fiserv Website at www.fiserv.com.

TSYS to Present at Citi 2011 Financial Technology Conference


Citi Financial Technology Conference 2011

COLUMBUS, Ga.--(BUSINESS WIRE)--Philip W. Tomlinson, chairman of the board and chief executive officer of TSYS, will be presenting at the Citi 2011 Financial Technology Conference in Boston on Tuesday, November 8, from 11:10 – 11:50 a.m. EST. Interested persons may listen to this presentation via a simultaneous Internet broadcast at www.tsys.com by clicking on the link under "Webcasts" on the homepage. The Webcast will be archived on www.tsys.com for 90 days.

U.S. Bancorp to Speak at the Citi 2011 Financial Technology Conference

US Bank branch inside a Safeway StoreImage via Wikipedia

Citi Financial Technology Conference 2011

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bancorp (NYSE: USB) announced today that Pamela Joseph, vice chairman, is scheduled to participate in a discussion regarding the global payments industry and Elavon, a wholly owned subsidiary of U.S. Bancorp and a leading global payments provider, at the Citi 2011 Financial Technology Conference. The session will begin at 9:40 a.m. EST on Tuesday, November 8, 2011, in Boston, MA.
A live audio-webcast of the session will be available through U.S. Bancorp’s website at usbank.com. A replay of the webcast will be available one hour after the live event at the same location on the website and will remain posted for 90 days.
Elavon’s Global Acquiring Solutions organization is a part of U.S. Bancorp (NYSE: USB) and provides end-to-end payment processing services to more than 1.2 million merchants in North America, Europe, Mexico and Brazil. Elavon markets solutions including credit and debit card processing, electronic check services, gift cards, dynamic currency conversion, multi-currency support, and cross-border acquiring through multiple alliance channels including financial institutions, trade associations and third party sales agents. Elavon’s suite of solutions is tailored to meet the needs of merchants in specialized markets such as small business, retail, hospitality/T&E, health care, education and the public sector. For more information about Elavon visit www.elavon.com.
U.S. Bancorp (NYSE: USB), with $330 billion in assets as of September 30, 2011, is the parent company of U.S. Bank NA, the 5th largest commercial bank in the United States. The company operates 3,089 banking offices in 25 states and 5,092 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. U.S. Bancorp and its employees are dedicated to improving the communities they serve, for which the company earned the 2011 Spirit of America Award, the highest honor bestowed on a company by United Way.

Payment Report France

Eiffel Tower, seen from the champ de Mars, Par...Image via WikipediaDUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of PAY.ON AG's "Payment Report France" report to their extensive offering of e-commerce market research publications.

Payment Report France is based on extensive research and analysis of the local conditions, requirements and habits of the French payment market. Aside from indispensable statistical data, the report contains detailed information about local players, payment methods and schemes as well as market shares. Additionally, the report includes a general commerce and payment market overview, with special emphasis on e- and m-commerce. Last but not least, we have added practical advice on how to profit from all the business opportunities that internationalisation and globalisation offer, making the report a comprehensive and valuable resource to understand the dynamics of the French payment market.
Who should read the Payment Report France report, and why:
Foreign Payment Service Providers
  • get all necessary data to assess market attractiveness for your market entry decision
  • enable competition analysis
  • all information required to serve local and global merchants with valuable consulting regarding selling to foreign markets
  • provide payment schemes to specific target groups and increase your transaction volume
  • all information and contact data to find the best local payment or acquiring partner
  • find a risk management partner
Local Payment Service Providers
  • enable competition analysis
  • enable your very own sales and marketing strategy
  • improve your strategic position on the market
  • increase you market share
Local or globally oriented Merchants
  • find the most effective payment schemes to reach your specific target groups
  • give customers the convenience of the most common local methods to pay
  • find the best fitting local Payment Service Provider
  • find the best fitting Payment Service Provider abroad (if the country is not served properly by a local PSP)
  • find all necessary data to assess market attractiveness for your market entry decision
Local or globally oriented Scheme Operators
  • learn about new business models and the status of product development of the competitors
  • find new ideas how to make your schemes and services more attractive and effective
  • find gaps in the local markets to expand internationally.
Acquirers
  • find attractive Payment Service Provider as ISO of their services
  • find all necessary data to assess market attractiveness for their market entry decision
  • enable competition analysis
Key Topics Covered:
  • e-payment and m-payment
  • Invoicing
  • Prepayment
  • Direct debit
  • Cash on delivery (COD)
  • Prepaid card
  • Online transfer
  • Wallet Payment
  • Instalment payment

2Q.2011 Japan Handset Market Share and Forecast

Wordmark of HTC. Trademarked by HTC.Image via Wikipedia
DUBLIN--(BUSINESS WIRE)--Research and Markets has announced the addition of IE Market Research Corp.'s new report "2Q.2011 Japan Handset Market Share and Forecast" to their offering.
“2Q.2011 Japan Handset Market Share and Forecast”
Japan Handset Market Share and Forecast is one of the most comprehensive database of its kind in the world, and it covers 17 vendors. We provide estimates and forecasts at the country level based on primary field research undertaken in these markets as part of Global Consumer Telecommunications and Global Enterprise Telecommunications Surveys. Our use of sales data -- which combine survey data, operator surveys, and Point of Sale (POS) data globally -- is an accurate, robust, and forward-looking metric for shipment data announced by vendors in any given quarter.
Companies Mentioned:
  • Apple Inc.
  • Casio
  • Fujitsu
  • Hitachi
  • HTC Corporation
  • Huawei Technologies Co., Ltd.
  • Kyocera Corporation
  • LG Electronics Inc.
  • NEC Corporation
  • Panasonic Corporation
  • Pantech & Curitel Communication, Inc.
  • Research In Motion Limited
  • Samsung Electronics Co., Ltd.
  • SANYO Electric Co., Ltd.
  • Sharp Corporation
  • Sony Ericsson Mobile Communications AB
  • Toshiba

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