Thursday, April 5, 2012

Google Alert - NFC Mobile Payment

Web5 new results for NFC Mobile Payment
Google Alert - NFC Mobile Payment - ePayment News Blog
Google Wallet Logo
Google Wallet Logo (Photo credit: Wikipedia)
Is Google Wallet over before it began? By Molly McHugh. Google Wallet has found itself stuck between a rock and hard place: it knows NFC payments are the ...
Google Alert - NFC Mobile Payment - ePayments News - Zimbio
News 4 new results for NFC Mobile Payment Mobile commerce platform provider ROAM Data launches card reader with NFC Telecom Lead ...
Mobile Payments Today | Technology, Trends & Insights ...
Such is the developing world of mobile payments that BilltoMobile and Discover would find ... Isis & Google Wallet: compare and contrast NFC payment solutions ...
NFC Forum : Nine Finalists Seek Top Honors in NFC Forum & WIMA's ...
Best Business Viability for the entry that offers an NFC solution with the most commercial potential: Barclaycard (UK): Quick Tap contactless mobile payment ...
Accumulate and Potevio partner for mobile payment and NFC ...
Projects the two parties will be collaborating on include an NFC solution due for deployment over the next few months, mobile payments and a secure payment ...

Is Google Wallet over before it began?

Blogs4 new results for NFC Mobile Payment
Is Google Wallet over before it began?

By Molly McHugh

google wallet doomed
The latest blow to Google Wallet is the loss of a former engineer to Square, but the challenges are unrelenting for a technology that seems at once ahead of its time and incredibly stagnant.

Google Wallet has found itself stuck between a rock and hard place: it knows NFC payments are the future yet few of the necessary parties are willing to take the plunge with its product. And earlier this week, former co-founding engineer ... While little is known about the company, it's safe to say it will be a competitor of sorts, describing itself as both the "next generation commerce network" and "fuel for the mobile shopping revolution." I got in touch with Freed-Finnegan and Wall, who ...
Digital Trends
Etisalat partners with EIDA to provide Emirates ID card services ...
Mobile NFC is making the 'internet of things' a reality today by creating NFC links that can be used to connect remotely to target sites using phones. We are already seeing its many benefits in areas such as shopping, e-payments and ...
ExcitingAds! AME Info Latest News
South Africa: Local Banks Go Mobile | Mobile Money Africa
By Editor
And in December, Absa Bank conducted South Africa's first live user trial of Near Field Communication (NFC) technology on mobile phones, partnering with Mastercard to embed the Paypass Tap and Go payment chip on mobile handsets for ...
Mobile Money Africa
NFC Forum N-Mark Showing Strong Momentum | Sarbanes Oxley ...
"We see a need for an industry-wide touchpoint logo that allows NFC to develop into application areas beyond mobile payment," said Paul Morris, Director of NFC at CSR. Research In Motion (RIM) Andrew Bocking, VP Handheld Software ...
Latest News from Sarbanes Oxley...

HTC One S Review : Is this the 'One' for you?

Image representing HTC as depicted in CrunchBase
Image via CrunchBase
News2 new results for NFC Mobile Payment
Nexus S 4G
The Samsung Nexus S 4G for Sprint is currently the only handset to support Google Wallet and features an embedded NFC chip that allows you to pay simply by tapping or swiping your phone. Samsung has provided a few details about the update on its FAQ ...
See all stories on this topic »
HTC One S Review : Is this the 'One' for you?
The particular unit we're reviewing is the unlocked version, so you wont find any carrier branding on it, but that will surely change when T-Mobile begins offering the device. The front of the One S is very simple. The face of the device is covered by ...
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Mobile payments set to reach £591 billion by 2015 - KPMG

News4 new results for NFC Mobile Payment
Mobile payments set to reach £591 billion by 2015 - KPMG
Global m-payment transactions are expected to grow 97% per year, over the next three years, reaching a value of £591 billion by 2015, according to forecasts by KPMG. According to the report, growth will be fuelled by consumer demand for NFC-enabled ...
See all stories on this topic »

Start-up taps the power of mobile transactions
Dal News
Many Canadians now use NFC technology when purchasing their groceries with Pay Pass, simply by tapping their credit card on the machine. With an endless number of available mobile apps, there are many scenarios in which Alfred could make life easier.
See all stories on this topic »

Dal News
New app allows payment for parking via phone
Ottawa Business Journal
Ottawa residents will now be able to pay for parking using their cell phones, thanks to a mobile app by Verrus Mobile Technologies, Inc. The Vancouver-based company and the city launched the new PayByPhone parking system Thursday, allowing users to pay ...
See all stories on this topic »

Ottawa Business Journal
RFID News Roundup
RFID Journal
Confidex's NFC tag suite also includes HF tags for on-metal and general-purpose use. At LIVE! 2012, Confidex, along with its partner, Atmio, a Santa Clara, Calif.-based provider of solutions for mobile phone-based applications, demonstrated its tags ...
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MacKay Meters and UIC team to bring NFC technology to parking spaces

News1 new result for NFC Mobile Payment
MacKay Meters and UIC team to bring NFC technology to parking spaces
QR Code Press
NFC technology is getting a great deal of attention for its uses in commerce. The technology enables smart phone users to make payments using their mobile device. This is considered to be a more convenient form of commerce considering how many people ...
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QR Code Press

Google Wallet Leader Leaves for Square: What does it Mean?

News8 new results for NFC Mobile Payment
Google Wallet Leader Leaves for Square: What does it Mean?
It might simply be prudent to acknowledge that NFC will not succeed right away, and that it is unreasonable to expect that to happen. Nor, for that matter, should "mobile payments" in its several forms necessarily be expected to achieve mass market ...
See all stories on this topic »
Bump Pay Nudges Mobile P-to-P Market
American Banker
The new Bump app attempts to reach a niche of the mobile payments market that resides outside of retail point of sale, which is dominated by NFC, and payments to small businesses or independent contractors that are increasingly being won over by apps ...
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MacKay, UIC add NFC payments to parking meters
NFCNews (blog)
The SOLO will also integrate support for NFC mobile payments apps such as Google Wallet and ISIS. According to MacKay, the company now has more than 500000 meters in service worldwide in cities such as Hong Kong, Miami, Chicago, Ottawa, Vancouver, ...
See all stories on this topic »
Cashless Payments are the Future: How to Implement Convenient Payment Methods ...
Business Insider
We have to pay with everything via currency we carry around in our wallet. Right? Wrong. According to Gartner Research, mobile payments are on the climb–up 38% from 2010. As businesses battle to see who will be the first to find a way to get your cash ...
See all stories on this topic »
Local Banks Go Mobile
Business Day quoted a recent survey by professional services company KPMG which found that consumers in countries with large unbanked populations were adopting mobile payments as a quick and reliable way to transfer money.
See all stories on this topic »
3000 Key Players Participated in Last Week's Smart Technology Platform CARTES ...
Virtual-Strategy Magazine
Nearly 2800 visitors attended last week's CARTES in Asia to see 115 exhibitors and 72 speakers on NFC & Contactless applications, E-transactions & E-banking, Mobile payments, ID and Government Security, RFID and the Internet of Things.
See all stories on this topic »
Google Scoops Up Another One
Don't forget the ISIS payment network that's being backed by wireless carriers AT&T, Verizon, and T-Mobile. Google Wallet recently lost one of its co-founding engineers to Square, but perhaps its latest move will help compensate for the departure.
See all stories on this topic »
Proxama and Hot Source team to push mobile marketing forward
QR Code Press
As NFC technology grows more popular around the world, companies specializing in the technology and mobile marketing are coming together to ensure their place in an expanding industry. Proxama, a developer of NFC technology and mobile marketing firm, ...
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QR Code Press

New Zealand Telcos, Paymark Prepare For NFC Venture

The 1970s Master Charge card.
The 1970s Master Charge card. (Photo credit: Wikipedia)
Web3 new results for NFC Mobile Payment
New Zealand Telcos, Paymark Prepare For NFC Venture ...
One of the major hurdles in propelling NFC is the involvement of many players with competing interests, Richard Oglesby, senior analyst and mobile pay expert ...
M payments mobile_business_20120327
NFC is more than mobile payments► Identification► Physical access► Time registration► Mobile ticketing► Car rental► Information provider► Advertising ► ...

InComm Removes Gift Cards from All Stores in New Jersey, Effective June 30

Image representing InComm as depicted in Crunc...
Image via CrunchBase

As a result of the newly modified New Jersey unclaimed property law, InComm, the leading gift card provider, has announced it will remove its Vanilla Visa® Gift Card and Vanilla Visa MasterCard® Gift Cards from thousands of retail locations within the state.

ATLANTA – April 5, 2012  InComm, a leading prepaid product and transaction services company, announced today it would remove its gift card mall program – which includes gift cards such as iTunes®, Macy’s, Chili’s, Maggiano’s, SUBWAY® Card, Lord & Taylor, etc. –from over 2,500 retail locations in New Jersey, effective June 30. These retail locations include the nation’s leading big box, pharmacy, discount, convenience and grocery chains.

Today the company also announced the removal of its Vanilla Visa® Gift Card and Vanilla MasterCard® Gift Card products from the state. With the additional removal of the gift card mall, gift card kiosks or “destinations” offering multiple brands of gift cards will no longer be available to consumers in New Jersey stores.

The company’s actions are in response to the 2010 modifications to New Jersey’s unclaimed property law which were designed to fill a budget shortfall.  As a result, retailers selling gift cards will now have to capture a gift card purchaser’s personal information (which may include name, address and/or zip code) at the point of sale. This information will then be kept by card issuers and is reportable to the state.  After two years of inactivity, New Jersey will automatically take the unspent money, even if the card has not expired.      

A recent third-party survey of approximately 700 New Jersey residents showed that:

·         89.7% do not want the new law to go into effect
·         94.3% do not want to lose the ability to purchase gift cards in the state
·         90.9% do not want to provide personal information when purchasing gift cards

“Because InComm is unable on behalf of its third-party gift card partners to ensure compliance with this law, we unfortunately have no choice but to remove all our gift cards and gift card destinations from retail locations in the state of New Jersey,” said Brooks Smith, President and CEO of InComm. “As always, we are committed to providing the best possible products and services to our retail and brand partners and ease of use of these products for consumers, and we regret that this new law keeps us from doing business in New Jersey.”

Smith went on to say, “In addition to the compliance issues this law creates, we are very concerned that our New Jersey consumers will not have continued access to their gift card funds.  States should not have the right to remove funds from an unexpired gift card.”   Under federal law, gift cards cannot expire earlier than five years after purchase, and in fact most gift card funds never expire.  In spite of such broad federal protection, consumers who purchase gift cards in New Jersey will be deprived of the value of those cards after two years of non-use.

About InComm
InComm is a leading provider of cutting-edge prepaid products, services and transaction technologies to retailers, brands and consumers. InComm supports more than 250,000 retail locations in building prepaid card destinations, connects brands with new markets and gives consumers a simple, secure shopping experience. InComm stays ahead of emerging trends by analyzing market needs and leveraging its global, innovative commerce platform, go-to-market expertise and extensive partner relationships. With 113 global patents, InComm is headquartered in Atlanta and has offices in North and South America, Europe and the Asia-Pacific region. For more information, visit or follow us on Twitter at

BillMyParents Marketing Campaigns Win Gold and Silver 2012 ADDYs (American Advertising Federation's Annual Industry Awards)

SOURCE: BillMyParents
April 05, 2012 09:30 ET

BillMyParents Marketing Campaigns Win Gold and Silver 2012 ADDYs (American Advertising Federation's Annual Industry Awards)

Creative Communications Company i.d.e.a. Commended for Work on 'Plastic is good' Campaigns
SAN DIEGO, CA--(Marketwire - Apr 5, 2012) - BillMyParents, Inc. (OTCQBBMPI) (OTCBBBMPI), the Responsible Teen Spending Company, announced today that their 'Plastic is good' marketing campaign has won four San Diego 2012 ADDY Awards. The campaign was developed and executed by creative communications company i.d.e.a., and promoted the BillMyParents SpendSmart™ MasterCard® card for teens. i.d.e.a. received one Gold, one Silver, and two Bronze ADDYs for their BillMyParents creative from the San Diego Ad Club, a member of the American Advertising Federation.
"The overall goal with the 'Plastic is good' campaign was to really make an impression with influential bloggers starting with exposure at the BlogHer conference," said Mike McCoy, Chairman and Chief Executive Officer of BillMyParents. "We're thrilled that this work focusing on how our card uses technology to teach smarter spending habits has been recognized by the San Diego Ad Club."
i.d.e.a. was honored with a Gold ADDY in the "Sales Promotion" category for the physical booth they created for BillMyParents' onsite presence at the 2011 BlogHer Conference in San Diego. The "People's Choice" Silver ADDY was awarded for the BillMyParents 'Plastic is good' campaign in the "Non-Traditional Advertising" category. Both of these campaigns will compete at the district level covering southern California and southern Nevada, where winners will be announced on April 7, 2012.
Additionally, i.d.e.a. received two Bronze ADDYs for other BillMyParents creative, one for the "Nope" QR Code Campaign in the "Interactive Media" category, and one for the 'Plastic is good' microsite, also in the "Interactive Media" category.
"It is gratifying to see that several elements of our work for BillMyParents won ADDYs," said Ryan Berman, Chief Creative Officer of i.d.e.a. "It was a creative challenge to bring something new to a financial services brand, and these awards honor our commitment to breaking through the noise across multiple disciplines to tell our clients' stories."
District winners will compete at the national level with winners announced at the American Advertising Federation's National Conference on June 5, 2012, where the top campaigns out of more than 40,000 submissions will be honored.
See the full 'Plastic is good' campaign at:
For more information, please visit:
For more information about the San Diego Ad Club:

Ingenico and First Data Combat Fraud Using TransArmor® Data Security Across Ingenico's Telium Products

Highly Secure Telium Platform Is EMV and NFC Ready
ATLANTA, GA--(Marketwire - Apr 4, 2012) - Ingenico (Euronext: FR0000125346 - ING), leading worldwide provider of payment solutions, and First Data Corporation, a global leader in electronic commerce and payment processing, serving more than six million merchant locations worldwide, today announced that the companies are working together to enable retail customers in the U.S. with the First Data® TransArmor® solution. This development enables Ingenico and First Data customers to significantly increase payment security by incorporating TransArmor data encryption and tokenization technologies across the Ingenico Telium range of products. The new Telium line features payment acceptance for EMV, NFC and magnetic stripe cards in a highly secure platform.
Ingenico is already working with First Data retailers to emphasize card data security and to understand the advantages of First Data decryption. In 2012, beginning with Telium retail devices, the TransArmor solution will be available to merchants in every Telium form factor including customer facing, countertop and mobile payment devices.
"Security is and will remain a critical success factor for merchants as consumers continue to drive a payments revolution in how they make purchases in store, online and through a mobile device," said Tim Horton, vice president of Merchant Product Management, First Data. "With nearly 230,000 U.S. merchants already using the TransArmor solution, we are confident that the powerful combination of encryption and tokenization technologies will establish a security standard that will help secure customers' payment card data and ultimately enable Universal Commerce. We are pleased to join forces with Ingenico to be able to offer this level of data protection to Telium clients across the country."
With the TransArmor solution, payment card data is more secure from the moment it enters the merchant environment throughout the entire transaction with encryption. After the payment is authorized, sensitive payment card data is replaced with a non-sensitive, random token number that preserves the value of card data for merchant business operations and marketing purposes but removes all cardholder or transaction information that criminals may find useful.
As a result, merchants are able to better secure their environment and significantly reduce the scope and costs associated with Payment Card Industry (PCI) compliance. Additionally, the TransArmor solution meets the PCI Security Standards Council guidelines for encryption and tokenization, and First Data agrees with their assessment that EMV adds an additional layer of security to those solutions. The Ingenico Telium range of payment devices offers the latest in PCI PTS hardware security, and each device is armed for EMV acceptance including options for NFC and EMV contactless payments.
"When retailers have the option of selecting encryption and tokenization solutions that leverage the advantages of their transaction service provider, there is tremendous value for them. Not only are their transactions better shielded from compromise from data breach threats, but they preserve the reporting, risk management, and support they receive from their processor," said Gregory Boardman, senior vice president of Product and Development, Ingenico. "The demand for Telium products in the North American market is gaining momentum. Ingenico is the worldwide leader in EMV deployments and is best prepared to enable U.S. customers for the next wave of payments. These added acceptance types will be critical for the future of payments which clearly includes EMV just over the horizon. Telium is EMV and NFC ready so merchants that select Ingenico products using the TransArmor solution encryption and tokenization win big."
Innovative Telium features such as high definition color screens, small form factor wireless, the popular iSMP mobile payment companion for the Apple iPod touch® and iPhone® have made the platform a leader in the payment space. When you combine the fraud fighting technology of the TransArmor solution with the feature-rich Telium platform, merchants can take advantage of one the most powerful combinations in next generation product features and security. Telium and the TransArmor solution work together to reduce the risks of card data exposure, and help to maximize retailers' security investment.
About First Data Around the world, every second of every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. First Data leverages its vast product portfolio and expertise to drive customer revenue and profitability. Whether the choice of payment is by debit or credit card, gift card, check or mobile phone, online or at the checkout counter, First Data takes every opportunity to go beyond the transaction.
About IngenicoIngenico is a leading provider of payment solutions, with over 17 million terminals deployed in more than 125 countries. Its 3,600 employees worldwide support retailers, banks and service providers to optimize and secure their electronic payments solutions, develop their offer of services and increase their point of sales revenue. More information on |

Total Apps announces a new mobile payment that accepts credit card payments

(PRWEB) April 05, 2012
Known for its progressive posture and ever growing commitment to increasing its clients’ bottom line, Total-Apps is today announcing its new mobile payment SDKS Card processing application. The app is designed to be used on smartphones or other mobile devices to accept credit card payments from users customers.
“With access to this new mobile credit apps, merchants with card terminals can now process payments at the same speed, or even quicker than standard credit card terminals,” said the company’s spokesperson who made the announcement today.
Noting that as the sales world becomes more person to person-based,” the spokesperson said it’s now critical for businesses to accept cards at point of sale. “We have now made it possible with our Mobile Payment SDKS for App for businesses to processes cards wirelessly and have access to the same authorization networks as regular retail merchants,” added the site’s owner.
Features of this Mobile Payment SDKS for App include: 
  •     Accept From Virtually Any Location you get reception
  •     IPhone, Android and Blackberry Processing Software included
  •     Cell Phone and Wireless Terminal Solutions Available
  •     Low Cost Merchant Fees
  •     24/7 Customer Service and Support
  •     No Setup or Application Fees
Among other services that are available to local companies and designed to boost profit, through the Total-Apps portal include: Cash AdvanceMerchant AccountsACH/Checks and E-Commerce.
“Every business is different and our unique approach guarantees a custom fit to your exact business needs,” said a Total-Apps spokesperson, who wants to make known the wide array of custom-enhanced services the company provides as it seeks to help businesses increase sales or cut expenses so as to improve their overall bottom line.
“At Total-Apps, we are ever committed to delivering and maintaining the ultimate payment processing solution for each client based on their specific needs and goals. Period! We work closely with you to understand your needs and then offer you options. You can make a relaxed and informed decision,” assured the company’s spokesperson.
At Total-Apps, which has been operation since 1999, has been involved in just about every facet of the payment processing industry and they’ve seen it all... you only need to ask them.
“We spot issues that are potentially costly. We keep you a step ahead on payment industry trends to ensure you're competitive and still in the right solution as your business evolves and grows,” site’s owner said.
In the overall scheme of things, however, Total-Apps chief aim is to seek out opportunities where it can tailor the various payment solution choices to their clients’ specific needs. “Whether a client needs the cheapest payment process or maybe a unique feature that outweighs the ‘cheapest’ solution and you want faster approvals or larger limits, we guarantee you we’ll have the right solution for you,” said the site’s spokesperson.
However, in a nutshell, Total-Apps work to set up the way businesses accept payment through Retail, Wireless, MO/TO and Internet sites. Some payment methods they offer are: Credit Cards, Debit Cards, Prepaid Cards, Gift Cards, Loyalty Cards and custom billing solutions utilizing ACH, EFT, demand draft, paper drafts and automated telephone billing.

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