Tuesday, June 12, 2012

Will Apple Bite PayPal With it's 400 Million Payment Accounts



Apple CEO Tim Cook just revealed that the company has 400 million active accounts with credit cards registered for its online stores—in other words, iTunes and the App Store.  That's more than PayPal, which has 110 million active accounts (out of 232 million total), and Amazon.com, which reports having 152 million customer accounts.  Bottom line: When it comes to mobile payments for anything made up of bits, Apple has a huge advantage in its giant pool of customers and the ease with which they can pay.

Read more: 
http://www.businessinsider.com/apple-payments-paypal-amazon-400-million-accounts-2012-6#ixzz1xaYRDHcw



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TIO Introduces TIO MobilePay


TIO Launches First Mobile App to Pay Multiple Bills via Debit and Credit Cards in Real Time


NEW YORK--()--TIO Networks Corp., (TSX-V: TNC) ("TIO"), North America's expedited bill payment company, today announced the launch of TIO MobilePay, the first mobile app that allows Americans to pay multiple bills via VISA or MasterCard branded payment cards in real time. iPhone, iPad and Android users can choose to pay more than 6,000 billers via, credit or debit card with the option of same day processing.
Another attractive feature of TIO MobilePay is the option to make emergency payments that are processed in real time. A recent survey conducted by the National Foundation for Credit Counseling found 58 million U.S. adults paid their bills late. Consumers spent a staggering $20 billion in credit card bill late fees in 2009, according to the survey.“The demand for mobile bill payment is rapidly increasing as is the need to pay multiple bills in one place from any bank,” said Hamed Shahbazi, Chairman and CEO of TIO Networks. “Paying bills by credit card is also attractive to both reward seekers and consumers who need that bridge in between pay checks.”
“The constrained economy has greatly increased the need for emergency bill pay solutions,” said Shahbazi. “Consumers are expected to save billions in late fees over the next few years due to expedited bill payment services like TIO MobilePay.
Expedited bill payments with credit cards are particularly important to the 60 million Americans who are underbanked, meaning they have limited access to mainstream financial services. These Americans face costly repercussions such as high reconnection and interest fees when they’re unable to pay bills on time.
TIO MobilePay is powered by TIO Wallet and is the first of a suite of unified cloud-based products for America’s underbanked population that will launch later this year. TIO MobilePay enables consumers to not only pay their bills, but also schedule bill payments to ensure payments are made on time. In subsequent product releases, consumers will be able to load cash into their TIO Wallet from thousands of TIO's walk-up cash pay locations, and use those funds to not only pay bills, but also transfer funds and make purchases. For more information visit: www.tiomobilepay.com or www.tionetworks.com. Join the conversation at www.twitter.com/TIOWallet or onwww.facebook.com/TIOWallet.
TIO Wallet
TIO Wallet is the premiere payment wallet for the underserved. It is designed to serve the estimated 60 million Americans with limited access to mainstream financial services. For more information on TIO Wallet, please follow us on Twitter @TIOWallet (www.twitter.com/TIOWallet), visit our Facebook page at www.facebook.com/TIOWallet, or visit http://www.TIOmobilepay.com for a video preview.


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Admeris Recognized as 2012 OnMobile Ones to Watch by AlwaysOn



Innovator to Showcase Game Changing Mobile Payments Technology at OnMobile Conference
SAN FRANCISCO, CALIFORNIA--(Marketwire - June 12, 2012) -
Attention: Business and Technology Editors:
Admeris, Inc.Admeris, Inc., a full-service provider of innovative secure, simple and convenient payment processing solutions for mobile commerce, today announced that it has been selected by the influential AlwaysOn editorial team as one of twenty private, mobile companies to watch. The company will be recognized during the 2012 OnMobile conference taking place this week in Redwood City, CA. The mobile payments pioneer is being recognized for its innovative merchant services, carrier payment solutions and convenient mobile payment options for consumers.
"There is an increasing need for convenient, secure mobile payment solutions that are simple to use as mobile payment options become increasingly important to consumers, credit card issuers, mobile operators and merchants," said Brian Bogosian, President and CEO of Admeris, Inc. "We are excited to be recognized by AlwaysOn for our innovative mobile payments solution and look forward to continuing to drive innovation in this important industry segment."
The AlwaysOn editorial team, along with partners at Walden Venture Capital, Azure Ventures, Draper Fisher, Jurvetson, Docomo Capital, Accel Partners, Digital Capital Advisors, SingTel, Sierra Ventures, GrowthPoint Technology Partners, FirstMark Capital, Battery Ventures, Canaan Partners, DCM, KPMG, Hewlett-Packard, Bridge Bank, Fenwick & West, Silicon Valley Bank, and industry experts have identified the world's leading private companies that are bringing their disruptive skills to the mobile space, delivering innovative and useful mobile solutions, and providing huge value-creation opportunities for investors and entrepreneurs.
Recognition for Innovation, Potential, Commercialization, Value and Media Buzz
This year's 100 top, private mobile companies - plus 20 to watch - are bringing their disruptive skills to a sophisticated, complex world of connected, savvy consumers and business professionals. This year's OnMobile companies represent leadership in the global innovation community and are developing solutions and technologies that are rapidly pushing outside the bounds of existing markets and away from established players. Companies were selected based on a set of five criteria: innovation, market potential, commercialization, stakeholder value and media buzz. Admeris will showcase its Admeris OneTouch solution to the OnMobile audience on Wednesday, June 13th at 9:00 a.m.
Admeris Mobile Innovation Recognized
Admeris, Inc. provides a PCI-compliant platform that delivers security, simplicity and convenience to users. The platform supports merchant transactions online through mobile web browsers and with native applications on Apple iOS, Google Android and Blackberry platforms. Admeris' patent-pending, secure, OneTouch mobile web payment solution enables merchants to take advantage of a streamlined payment process to enable consumers to shop quickly and conveniently with repeat transactions using only a CVV or pin code. Credit or debit card transactions are always encrypted and information is never stored on the mobile device. Unlike other mobile payments solutions, there is no complicated account setup or login requirement with Admeris. Instead, Admeris provides an efficient, secure one-touch payment solution for consumers via their mobile device.
Admeris' mobile payment solution is a PCI-compliant platform that spans a global footprint of acquiring banks and can process payments in multiple currencies and across all leading credit card networks including VISA, Mastercard, American Express, and Discover. Admeris is also the leading provider for INTERAC Online payment processing in Canada.
Hundreds of merchants rely on the Admeris mobile payment gateway to meet the commerce needs of their mobile customers and drive additional revenue.
About Admeris, Inc.
Admeris has delivered innovative mobile commerce technology that makes secure, simple and convenient transactions via mobile devices easy for consumers and attractive for merchants, carriers, card issuers and acquirers. Admeris' open, cloud-based solution bridges existing commerce and payments ecosystem participants and smartphones with a powerful, convenient payments solution that is optimized for the mobile device. The Admeris OneTouch™ payment solution makes payments on the go a reality for consumers, merchants, carriers and card issuers.
To learn more about Admeris' leading PCI-compliant mobile payments platform, please visit: www.admeris.com/mcommerce.



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44 Mobile Payment Headlines for June 12, 2012

ePaymentNews                                 "Mobile Payment"

'Money-On-Mobile' launches mobile payment services for Indian consumer
Business Standard
My Mobile Payments Ltd (MMPL), a mobile payment service provider, today announced the launch of 'Money-on-Mobile' (MOM), an M-Wallet service which permits a mobile phone subscriber to purchase a wide range of goods and services using the mobile phone ...
See all stories on this topic »
MOM launches mobile payment services
Livemint
PTI Mumbai: My Mobile Payments Ltd (MMPL), a mobile payment service provider, on Tuesday launched 'Money-on-Mobile' (MOM), which is a m-wallet service that facilitates mobile phone subscribers to purchase a wide range of products.
See all stories on this topic »
COMMENT: Why is mobile payment failing in the US?
Retail Week
In the States, mobile payment is one of those magical concepts where all of the relevant players are in complete agreement that this is a must-have. And yet, despite the fact everyone says they want it, it's not getting anywhere.
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Retail Week
My Mobile launches money-on-mobile payment services
Moneylife Personal Finance site and magazine
Mumbai: My Mobile Payments Ltd (MMPL), a mobile payment service provider, on Tuesday launched its m-wallet service titled as 'Money-on-Mobile' (MoM). MoM facilitates mobile phone subscribers to purchase a wide range of products, reports PTI.
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New Mobile Payment Network Levels the Paying Field
BusinessNewsDaily
There's a new mobile payment network that makes it easy for customers to pay with their smartphones, take advantage of introductory promotional offers and benefit from local merchant loyalty programs. Participating merchants are able to accept mobile ...
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Admeris Recognized as 2012 OnMobile Ones to Watch by AlwaysOn
MarketWatch (press release)
The mobile payments pioneer is being recognized for its innovative merchant services, carrier payment solutions and convenient mobile payment options for consumers. "There is an increasing need for convenient, secure mobile payment solutions that are ...
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Leaked slides reveal Sprint's intent to launch its own mobile wallet app
Mobile Burn
Sprint has been the lone official carrier partner of Google's Wallet mobile payment service since Wallet launched last year, but it appears that the carrier intends to offer a mobile payment service of its own in the near future.
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'Money on Mobile' launches mobile payment service in India
The Mobile Indian
By Nilabh Jha, The Mobile Indian, New Delhi, June 12, 2012 The service can be used by any person using any mobile operator and banks services. And can load any amount to their mobile phone to pay bills, buy goods and services through their phone.
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The Mobile Indian
Epicor Retail Executive to Speak on Mobile Payments for Merchants at 2012 ...
MarketWatch (press release)
The panel will discuss the benefits and challenges of adopting a mobile payment system, the business case, and whether/how these systems can be integrated with existing systems and back-office functions. Now in its third year, the 2012 Mobile Money ...
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Slides For Sprint Mobile Payment App Leaked
Macgasm
While we've known that Sprint has been working on a mobile wallet application for awhile, it was mostly speculation. That is until now. Today, leaked internal Sprint slides have hit the web which show the rough user interface of Sprint's future wallet ...
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Merchant Warehouse Introduces Genius(TM): The First Customer Engagement ...
MarketWatch (press release)
From the number of mobile payment options available to ensuring new transaction types maintain PCI compliance, emerging payment technologies and related programs have been viewed as a source of confusion and disruption. Today, Merchant Warehouse(R), ...
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Sprint to develop mobile wallet platform
QR Code Press
It has emerged as one of the most anticipated and well-received mobile payment platforms to date. The NFC-based platform has attracted support from all of the world's major credit and financial institutions, but Sprint believes its Touch will be ...
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QR Code Press
Intertainment launches social payment platform for celebrities
ITBusiness.ca
Platform uses social media and mobile payment system to drive loyalty and revenue from fans. It pays to be a celebrity and Toronto's Intertainment Media Inc. is trying to make it even easier and more lucrative for famous people to drive loyalty – and ...
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Apple's Passbook a 'mobile wallet lite'
Mobile Payments Today
There was some hope (ok, a lot of hope) that Apple might announce its entrance into the mobile payment market. And while Apple didn't provide any real satisfaction, it did announce a small consolation prize: Passbook. It's a new app demoed during ...
See all stories on this topic »
CloudSigma Powers Le Camping Startup Skimm!
MarketWatch (press release)
... pure-cloud infrastructure-as-a-service (IaaS) provider, today announced that it has partnered with Le Camping, a Parisian startup accelerator powered by Silicon Sentier, and its startup participant Skimm!, a mobile payment system provider.
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Standing behind 2G M2M
Connected World Magazine
This week from the 2012 Connected World Conference, RACO Wireless, www.racowireless.com, a preferred M2M provider for T-Mobile, announced it is bringing on a new M2M customer: Apriva, www.apriva.com, a provider of mobile-payment and security solutions.
See all stories on this topic »
Developing apps, developing lives
ITWeb
According to De Villiers, Africa is leading mobile payment initiatives and deployments globally. "There are 117 mobile money deployments (according to the GSMA) globally at the moment with another 88 planned in the next 12 to 18 months.
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ITWeb
Apple's 'Passbook' app could kick-start mobile loyalty and payments
Marketing magazine Australia
... like Google Wallet, as it doesn't store credit card or bank account details, it is a step in the direction of mobile redemption behaviour and might prove to be a smart road to easing consumers past concerns over mobile payment services.
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Marketing magazine Australia
Apple Puts Your Wallet in the iPhone
New York Times (blog)
The Passbook will hold onto the Starbucks mobile payment application. Buying diapers and beer at Target? The Target loyalty card will be tucked in your Passbook. Heading to the airport? No need to print out a boarding pass; it will be stored in your ...
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US$4 billion worth of ICT deals to be inked at CommunicAsia 2012
TODAYonline
"When we talk about mobile, it is no longer just about the device, voice communications, but includes other mobile technologies covering mobile security, mobile health, mobile payment and mobile commerce." CHANNEL NEWSASIA.
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Google Reportedly Working on Wallet 2.0, But Who Will be Able to Use It?
Droid Life
Do you think that Wallet 2.0 will succeed when ISIS arrives and if Sprint creates their own mobile payment system? Frankly, we think it's time Google lays down some law and forces Wallet to be supported across multiple carriers.
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Droid Life
E-Tax Yields US$2.8 Billion
AllAfrica.com
Mr. Moses Kajubi, the Commissioner Domestic Taxes says that the Mobile payment platform has the potential to collect between Ush10billion ($4.3m) and Ush20billion ($8.6m) per month and more than Ush100billion ($43m) annually.
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How Starbucks is turning itself into a tech company
VentureBeat
One of Starbucks' digital means for customer engagement is a mobile payment system that's years ahead of the curve in terms of adoption. While big-gun technology and payments companies worked on grandiose near-field communication (NFC) solutions, ...
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VentureBeat
What you need to know about iOS 6
GigaOM
Think of the Starbucks mobile payment app with barcodes but on a larger basis so that any company can let iOS users pay for goods or board a vehicle with a barcode scan. By making this available to developers, iOS 6 offers a consistent experience for ...
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GigaOM
DoCoMo adds music retailer to its services mix
Rethink Wireless
In 2005, Tower Records became a premier content partner for DoCoMo's mobile payment service Osaifu-Keitai ('Mobile Wallet'), and the allies moved on to other services, such as sending music related news and promotions to customers' handsets.
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Facebook Simplifies Mobile Payments to Drive Payment Volumes
Trefis (subscription)
Facebook (NASDAQ:FB) has rolled out a new, simplified mobile payment flow which enables developers to use Facebook's Payments API in their apps and accept payments easily through just a 2-step process, instead of the older 7-step tedious process.
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NTT DoCoMo to turn Tower Records Japan into subsidiary
Total Telecom
Monday's agreement extends a relationship established in 2005 that enabled Tower Records Japan to become a flagship partner for DoCoMo's mobile payment service Osaifu-Keitai (meaning "Wallet Mobile"). The tie-up also aimed to give DoCoMo subscribers ...
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WWDC 2012: The Next Leap Forward For iOS
ByteNow
If anyone's going to break in the mobile payment era, it's going to be Apple. The day is coming where we can use FaceTime over our cellular networks. Surely, AT&T, Verizon, Sprint, and other International carriers won't be happy about the added stress ...
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ByteNow
Five Tech Tools to Better Your Dining Experience
Daily Deal Media
iPhones and Androids are now permitting their users to electronically pay bills at restaurants as well, with their new mobile payment application—Tabbedout. The two locations of Chris Dilla's Bocktown Beer and Grill are the first to allow customers to ...
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Show Me the Money from Canada: Not Just Another Loonie API
ProgrammableWeb (blog)
As Rolando Fuentes reports in Techvibes.com, Canada leads the US in what Mastercard dubs the "Mobile Payment Readiness Index," measuring a series of factors from mobile payments to consumer readiness and regulation. (Thailand was number 1.) ...
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ProgrammableWeb (blog)
iPhone 5 release date and the impact of the new iOS 6
PopHerald.com
Passbook is also joining the fun, a new service that appears to be the first step of Apple in the mobile payment system. With the new Passbook, iOS 6-equipped devices can scan gift cards, coupons, passes, or tickets or in short, it's like a mini ...
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PopHerald.com

Blogs6 new results for "Mobile Payment"
Mobile Money Management App Lemon Launches Digital Wallet ...
By Sarah Perez
But, despite its name, this "wallet" isn't offering any sort of mobile payment functionality as of yet. Instead, explains Lemon.com CEO Wences Casares, the idea is to create a platform where all mobile payment and loyalty card players can ...
TechCrunch
The Melt Adds Sizzle to Mobile-Payment Model | Mobile Tech Today
A fast-casual dining chain with national ambitions aims to rewrite the future of both eating and technology. The Melt eatery is as much a story about mobile payments as it is about comfort food.
Mobile Tech Today
Internet Retailing » CreditCall and Elavon to launch UK's first mobile ...
By paulskeldon
By incorporating CreditCall's CardEase Mobile technology into Elavon MobileMerchant, the companies now offer the world's first Chip and PIN card reader and mobile payment app for Android and BlackBerry smartphones and tablets that ...
Internet Retailing
Do Small Businesses Still Need Merchant Services - SmallBizLady
By Melinda Emerson
There's been a lot of buzz lately about mobile payment processing services like Square, and some suggest they could render traditional merchant accounts obsolete. While a doing credit card off a mobile device may work just fine for personal ...
SucceedAsYourOwnBoss.com
Karen Webster, PYMNTS.com, Talks Emerging & Mobile Payments ...
By Kelly Hushin
If your retail business is ready to ramp up its strategy for emerging or mobile payment technologies and platforms, perhaps it's time you considered talking to some of your peers about what they're doing. Emerging Payments aims to provide ...
The eTail Blog
Money-On-Mobile' launches mobile payment services for the Indian ...
By admin
by NR INDRAN / INT My Mobile Payments Ltd (MMPL), a mobile payment service provider, today announced the launch of 'Money-on-Mobile'(MOM), an M-Wallet.
APN News

Web7 new results for "Mobile Payment"
Are We Going To See Three Mobile Payment Systems Competing In ...
Google Wallet was the first of its kind, released into a world unprepared for it. It allowed you to use your phone (provided you had a Nexus S) to pay for items just ...
www.droiddog.com/.../are-we-going-to-see-three-mobile-pay...
An Old Bulldog Learns New Mobile Payment Processing Tricks
Businesses old and new are beginning to adopt mobile payment processing as a way to take payments.
blog.buildmybiz.com/.../an-old-bulldog-learns-new-mobile-pa...
mobile-payment-strategy_620x480 - Black Enterprise
Have a crowdfund/mobile payment strategy It has never been easier to process transactions on · SignMyPad_620x480. Have a crowdfund/mobile payment ...
www.blackenterprise.com/.../mobile-payment-strategy_620x4...
Mobile Payment Solutions | Blog
Posts with Mobile Payment Solutions on SyneCore's Marketing Technology For Growth Blog - An informative resource for those involved in online marketing, ...
engage.synecoretech.com/marketing-technology-for-growth/?...
mobile-payment-volume - The Economic Times
mobile payment volume Latest Breaking News, Pictures, Videos, and Special Reports from The Economic Times. mobile payment volume Blogs, Comments and ...
economictimes.indiatimes.com/topic/mobile-payment-volume
Mobile Payment Stocks: Taking Market Share from Big Banks
Mobile Payment Stocks: Taking Market Share from Big Banks. Considering the American aversion to centralized power and big banks, it seems the majority of ...
https://www.kapitall.com/framework/ArticleSnapshot.asp?...
Sprint is looking for its own mobile payment platform
Sprint, one of the popular mobile carriers of United States are looking for its own mobile payment platform and according to a report by PhoneArena, [...]
abrition.com/.../sprint-is-looking-for-its-own-mobile-payment-...



More details on Sprint's upcoming NFC mobile payment Leaked via Slides

Leaked slides give more details on Sprint's upcoming NFC mobile payment solution
Droid Matters
by Jonathan Radande June 12, 2012 0 Sprint is working on its own NFC-based mobile payment system that will compete against Google Wallet and Isis. We first heard about Sprint's plan for a mobile payment system this past weekend.
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Droid Matters


G&D and NXP Sign MIFARE Licensing Agreement
MarketWatch (press release)
... and MIFARE Plus(TM)-based SIM cards, including backward compatibility to MIFARE Classic, G&D can now serve the growing demand of mobile network operators for enhanced NFC solutions with mobile ticketing as well as mobile payment capabilities.
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Mobile payments accelerating, despite fragmented approaches
SmartPlanet.com (blog)
By Heather Clancy | June 12, 2012, 3:00 AM PDT After years of disappointing forecasts, research firm Gartner is decidedly more optimistic about mobile payment technology adoption in a forecast published in late May 2012. By the end of 2012, ...
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Comment: Tap & go is ready to go
Retail Gazette
Because NFC is highly versatile, standards-based, interoperable and security-ready, it has recently been adopted in diverse areas of retail and supply chain operations. NFC is gaining early momentum on the mobile payments front, with 30 million ...
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T-Mobile Samsung Galaxy Note waiting in the wings
Phones Review
There is also 3G on 1900MHz that the carrier has already started to use in some areas along with support for 3G on 850MHz, with the latter not being used by T-Mobile at the moment. The documentation also shows there is also a NFC antenna located on the ...
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Phones Review
US: 7-Eleven Trials NFC Kiosks
Namnews
The kiosks, developed by Solekai Systems and Raging Mobile, are located at the entrance of the outlets, encouraging customers to 'check-in' before they start shopping. The pilot kiosks use Android-based NFC software from Solekai, but Raging Mobile said ...
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Five Big Ideas That Could Transform the Future of Commerce

Five Big Ideas That Could Transform the Future of Commerce

All Things Digital


Near Field Communications (NFC) technology is increasingly being embedded in smartphones, allowing devices to communicate by tapping. For example, tap your phone to a poster to buy a shirt; tap it to a kiosk to buy a ticket. The tap-and-go concept is ...




Missouri State University migrates to NFC access technology

Missouri State University
Missouri State University (Photo credit: Wikipedia)
Missouri State University migrates to NFC access technology

SecurityInfoWatch

"What is new is the open standards NFC protocol because it enables companies like Blackboard to leverage that protocol for other type devices. We're keenly focused and already prototyping mobile phones as the credential rather than the classic physical ...
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Sprint's About to Make its Second Mobile Payments SNAFU

Sprint's About to Make its Second Mobile Payments Snafu
Wall Street Daily
According to a recent report from NFC Times, Sprint's working on its own mobile payments offering that could launch as early as this summer. There's no official word from Sprint yet on the matter. The company told NFC Times that it's "proud to be the ...
See all stories on this topic »
Apple Takes on Google, Teases NFC in Compelling iOS 6 Preview
Daily Deal Media
By Michael Essany, Daily Deal Media June 11, 2012 On Monday, Apple formally introduced iOS 6 to the mobile developer community and the world at large as the Cupertino, California-based tech giant kicked off the 23rd annual World Wide Developer's ...
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Daily Deal Media
Kista Science City to host NFC access control pilot
NFC World
"Time limited access rights are sent via the mobile network straight to the visitors' NFC phones through Ericsson's TSM. "It is convenient and flexible, as a visiting researcher from another country could potentially receive a digital 'ticket' straight ...
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NFC World
OTI America to Exhibit EasyPark Patented Integrated Information and Payment ...
MarketWatch (press release)
With this solution, each driver can choose his preferred payment method, and can receive additional complementary services and information directly via his mobile phone. EasyPark is ideal for closed campuses, providing a single, programmable, ...
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